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Salary
$43k – $105k per year (Estimated)
Location
In office (Bengaluru)
Seniority
Principal · 10+ years exp
Employment
Full-Time
Overview
Company
Impact
Profile match
Capital One is an American bank founded in 1994 that began as a credit card monoline built on statistical testing of offers and pricing, an approach it called information-based strategy. It is now one of the largest card issuers in the United States alongside a national direct bank, an auto lending business and a commercial bank, and it completed the acquisition of Discover in 2025, which gave it a payments network of its own rather than dependence on Visa and Mastercard. Headquartered in McLean, Virginia, it was also an early mover among large banks in migrating its entire technology estate to the public cloud.
Voyager (94001), India, Bangalore, KarnātakaDistinguished AI Engineer

AtCapital One, we are creating responsible and reliable AI systems, changing banking for good. For years, Capital One has been an industry leader in using machine learning to create real-time, personalized customer experiences. Our investments in technology infrastructure and world-class talent - along with our deep experience in machine learning - position us to be at the forefront of enterprises leveraging AI. From informing customers about unusual charges to answering their questions in real time, our applications of AI & ML are bringing humanity and simplicity to banking. We are committed to continuing to build world-class applied science and engineering teams to deliver our industry leading capabilities with breakthrough product experiences and scalable, high-performance AI infrastructure. At Capital One, you will help bring the transformative power of emerging AI capabilities to reimagine how we serve our customers and businesses who have come to love the products and services we build.

Team Description:

The Intelligent Foundations and Experiences (IFX) team is at the center of bringing our vision for AI at Capital One to life. Our Generative AI models and platforms empower teams across Capital One to enhance their products by composing powerful, safe and explainable AI capabilities such as agentic workflows, and shared services such as guardrails, observability and evals coupled with foundational model power of open-weight and proprietary frontier models. The team is also delivering capabilities on top of the platform to optimize the software development life-cycle to dramatically enhance developer productivity and model-development life cycle to improve time-to-market of machine learning models.

In this role, you will:

  • Partner with a cross-functional team of engineers, research scientists, technical program managers, and product managers to deliver AI-powered products that change how our associates work and how our customers interact with Capital One.

  • Design, develop, test, deploy, and support AI software components including foundation model training, large language model inference, similarity search, guardrails, evals engine, experimentation, governance, and observability, etc.

  • Leverage a broad stack of Open Source and SaaS AI technologies such as AWS Ultraclusters, Huggingface, VectorDBs, Nemo Guardrails, PyTorch, and more.

  • Invent and introduce state-of-the-art LLM optimization techniques to improve the performance - scalability, cost, latency, throughput - of large scale production AI systems.

  • Devise novel context generation techniques that optimize cost / quality trade-offs.

  • Design and implement capabilities for automated monitoring, anomaly detection and RCA for multi-turn and headless agentic applications.

  • You will collaborate with lines of businesses to design and implement high value agentic applications

  • Finally you will coach and evangelize, mentoring Staff, Principal and Senior engineers, authoring technical design documents and blogs and representing Capital One at Tier1 AI conferences.

The Ideal Candidate:

  • Passion for staying abreast of the latest research, and an ability to intuitively understand scientific publications and judiciously apply novel techniques in production.

  • You adapt quickly and thrive on bringing clarity to big, undefined problems. You love asking questions and digging deep to uncover the root of problems and can articulate your findings concisely with clarity. You have the courage to share new ideas even when they are unproven.

  • You are deeply Technical. You possess a strong foundation in engineering and mathematics, and your expertise in hardware, software, and AI enable you to see and exploit optimization opportunities that others miss.

  • You are a resilient trail blazer who can forge new paths to achieve business goals when the route is unknown.

Basic Qualifications:

  • Bachelor's degree in Computer Science, Electrical Engineering or Computer Engineering

  • At least 6 years of experience developing AI and ML algorithms or technologies

  • At least 8 years of experience programming with Python, Go, Scala, or Java

Preferred Qualifications:

  • 10+ years of experience deploying scalable and responsible solutions on cloud platforms (e.g. AWS, Google Cloud, Azure, or equivalent private cloud)

  • 4+ years of experience architecting, designing, developing, integrating, delivering, and supporting complex AI systems

  • 6+ years of experience developing AI and ML algorithms or technologies (e.g. LLM Inference, Similarity Search and VectorDBs, Guardrails, Memory) using Python, C++, C#, Java, or Golang

  • 2+ years of experience with Agentic frameworks (LangChain, CrewAI, AutoGen etc.)

  • 2+ years of experience leading GenAI or LLM-Powered application architectures in production

  • 2+ years of experience developing and applying state-of-the-art techniques for optimizing training and inference software to improve hardware utilization, latency, throughput, and cost

  • 2+ years of experience with Observability and Evals for agentic applications

  • Passion for staying abreast of the latest AI research and AI systems, and judiciously apply novel techniques in production

  • Demonstrated ability to lead and mentor multiple engineering teams and influence cross-functional stakeholders up to the VP level

  • Excellent communication and presentation skills, with the ability to articulate complex AI concepts to peers

  • Master’s or Ph.D in Computer Science, Computer Engineering, especially in AI/ML areas.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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