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Salary
$30k – $75k per year (Estimated)
Location
In office (Bengaluru)
Seniority
Staff · 11+ years exp
Employment
Full-Time
Overview
Company
Impact
Profile match
Capital One is an American bank founded in 1994 that began as a credit card monoline built on statistical testing of offers and pricing, an approach it called information-based strategy. It is now one of the largest card issuers in the United States alongside a national direct bank, an auto lending business and a commercial bank, and it completed the acquisition of Discover in 2025, which gave it a payments network of its own rather than dependence on Visa and Mastercard. Headquartered in McLean, Virginia, it was also an early mover among large banks in migrating its entire technology estate to the public cloud.
Voyager (94001), India, Bangalore, KarnātakaSr. Lead Software Engineer

Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment?

At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who solve real problems and meet real customer needs. We are seeking Sr Lead Software Engineer who are passionate about marrying data with emerging technologies. As a Capital One Sr Lead Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One.

About The Team:

The Card Tech organization at Capital One is the massive, diverse, and globally distributed technology engine that powers spending for customers across Upmarket, Mainstreet, Business, International, and Partnerships segments. With associates spread out globally, we build world-class technology focused on removing friction, unleashing speed, and driving efficiency to create outstanding customer experiences.

Our work is structured around five critical towers:

  • Digital Commerce & Innovation Tech modernizes customer spending on devices and online, focusing on payment innovation, fraud reduction, and platforms like Loyalty and Capital One Travel Tech.

  • Card Intelligent Decisions and Experiences (CIDX) creates real-time, intelligent customer experiences through platforms for Authorizations, Decisioning, and Machine Learning.

  • Core, Payments & Partnerships Tech transforms our foundational Core lending, Inbound Payments, and Partnerships platforms, including the Discover Integration Planning.

  • Servicing, Business, and International paves the way for business growth and global expansion while providing world-class customer servicing, fraud protection, and leveraging data and ML.

  • Encore drives modernization efforts for enhanced customer experiences through cutting edge tools and platforms.

We foster a culture designed to maximize Associate Potential, Growth & Impact, offering extensive development opportunities. If you are ready to shape the future of financial services at scale, Card Tech+ is where you belong

What You’ll Do:

  • Collaborate with and across Agile teams to design, develop, test, implement, and support technical solutions in full-stack development tools and technologies.

  • Lead a portfolio of diverse technology projects and a team of developers with deep experience in distributed microservices, and full stack systems.

  • Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering community.

  • Utilize various programming languages, Open Source technologies, Relational/NoSQL databases, Containers and a variety of AWS tools and services with a special focus on Serverless initiatives.

  • Implement software in unambiguous and uncomplicated domains with little to no support, while effectively combining standards and practices to implement more complex software.

  • Implement a new, fully featured local build and deployment pipeline, while identifying improvements and making enhancements to established deployment pipelines.

  • Troubleshooting the most complicated issues with local builds and deployment pipelines.

  • Familiarity with many modern application architecture and design patterns, with the ability to leverage them in moderately complex domains.

  • Teach others architecture and design patterns and how and when to apply them.

  • Debug moderately complex issues across backend, frontend, middleware, infrastructure, databases and pipelines across all environments from local to production and across distributed systems.

  • Quickly identify root cause, implement fix, and correct any affected data.

  • Develop features to enhance the overall user experience with little to no direction, knowing what non functionals to address and how.

  • Lead a team of engineers through development of features by providing technical direction or detailed instruction.

Basic Qualifications:

  • Bachelor’s degree in Engineering or Computer Science.

  • At least 11 years of experience building back-end services (Internship experience does not apply).

  • At least 2 years of experience with Golang or GraphQL.

  • At least 3 years of experience with a database technology (Including but not limited to: MySQL, PostgreSQL, MongoDB, Redis, Cassandra, DynamoDB) (Internship experience does not apply).

  • At least 4 years of experience designing, building, and testing distributed systems (Internship experience does not apply).

  • At least 3 years of experience in a technical leadership role overseeing strategic projects.

Preferred Qualifications:

  • 4+ years experience in Agile or Kanban software development methodologies.

  • 4+ years of experience with a cloud computing provider (AWS, Microsoft Azure, Google Cloud).

  • 6+ years of experience implementing functional tests, unit tests, integrated tests or automated tests to support Continuous Integration Continuous Deployment.

  • 4+ years of experience with a server side application framework (Django, Express, Spring).

  • 6+ years of experience designing (HLD/LLD), building and delivering large scale systems.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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