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Salary
$23k – $51k per year (Estimated)
Location
Remote/Hybrid (India)
Seniority
Senior · 5+ years exp
Employment
Full-Time
Overview
Company
Impact
Profile match
Citi is one of the largest banks in the world, tracing its lineage to the City Bank of New York founded in 1812 and taking its modern shape through the 1998 merger that created Citigroup. Its most distinctive asset is a cross-border payments and treasury network unmatched by any competitor, moving trillions of dollars a day for multinational corporations, governments and other banks across roughly ninety countries. Alongside that institutional franchise it runs markets and investment banking, wealth management and a United States personal bank, and has spent recent years simplifying itself by exiting consumer operations across Asia, Europe and Latin America.

The Applications Development Intermediate Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.

Responsibilities:

  • Define, maintain, and communicate with Product Owners on a clear Product Vision, Strategy, and Roadmap for complex, high-impact products.
  • Own, prioritize, and groom the Product Backlog continuously to ensure the development team always has a healthy supply of ready-to-work, high-value user stories.
  • Formulate and define product scope, objectives, and Acceptance Criteria (Definition of Done), ensuring alignment with business value and customer outcomes.
  • Proactively identify, communicate, and manage product-level risks, dependencies, and impacts.
  • Analyze data for data sourcing and data analytics specific requirements. Perform data gap analysis and address client queries.
  • Translate complex stakeholder needs and business requirements into clear, actionable Epics and User Stories rather than static functional specifications.
  • Partner with cross-functional leadership, engineering, design, and other business units to align product delivery with broader organizational objectives.
  • Recommend and prioritize product enhancements, system alternatives, or pivot strategies by analyzing user behavior, product metrics, and industry standards.
  • Leverage data-driven insights, product analytics, and strategic thinking to define customer problems, validate hypotheses, and design innovative product solutions.
  • Influence strategic functional and business decisions by presenting clear product metrics, KPIs, and value-realization reports.
  • Facilitate day-to-day collaboration, manage product resource priorities, and allocate work through agile ceremonies (Sprint Planning, Daily Standups, Sprint Reviews

Qualifications:

  • 5-8 years of experience
  • Proficiency in MS Office (Word, Excel, Visio, PowerPoint) with extensive experience using Excel for data analysis
  • Agile Expertise: Deep understanding of Agile methodologies (Scrum, Kanban, SAFe). Certified Scrum Product Owner (CSPO) or Professional Scrum Product Owner (PSPO) is highly preferred.
  • Product Management: Proven experience in managing a product lifecycle from conception to launch, including backlog grooming, story mapping, and release planning.
  • Strategic Thinking: Ability to connect technical capabilities to business outcomes and customer value.
  • Data & Analytics: Proficiency in using product analytics tools (e.g., Jira, Confluence, SQLs, Tableau ) to make data-driven decisions.
  • Stakeholder Management: Exceptional communication and negotiation skills, with the ability to influence cross-functional teams and senior leadership without direct authority.
  • Risk & Compliance: Strong understanding of financial services regulations, risk assessment frameworks, and compliance standards.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Technology

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Job Family:

Applications Development

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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