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Salary
≈ $21k – $49k per year (Estimated)
Location
Hybrid (India)
Seniority
Staff · 10+ years exp
Employment
Full-Time

Confirmed on the employer's own hiring board on Oct 24, 2026. First seen by Alion on Oct 22, 2026. Citi scores A on the Alion truth index.

Overview
Company
Impact
Profile match
Citi is one of the largest banks in the world, tracing its lineage to the City Bank of New York founded in 1812 and taking its modern shape through the 1998 merger that created Citigroup. Its most distinctive asset is a cross-border payments and treasury network unmatched by any competitor, moving trillions of dollars a day for multinational corporations, governments and other banks across roughly ninety countries. Alongside that institutional franchise it runs markets and investment banking, wealth management and a United States personal bank, and has spent recent years simplifying itself by exiting consumer operations across Asia, Europe and Latin America.

As a Technology Lead Analyst in Applications Development, you will lead the design, delivery, and support of applications that power delinquency management functions across Citi's Credit Card and Collections business. You will serve as a technical authority on complex Java and microservices-based systems, guiding transformation projects from concept through production in a highly regulated environment. This role sits within the Technology team and offers the opportunity to shape critical systems that safeguard Citi's operations and clients.

Responsibilities

  • Lead applications development and systems analysis activities for Credit Card and Collections delinquency management platforms.
  • Design and build scalable Java and microservices-based applications that align with Citi's broader technology architecture.
  • Partner with multiple management teams to integrate systems and deploy new products and process improvements.
  • Evaluate complex business and system processes to resolve high-impact technical problems.
  • Set coding, testing, debugging, and implementation standards across the development lifecycle.
  • Guide transformation projects as technical lead, overseeing delivery in large-scale, regulated environments.
  • Coach and direct the work of mid-level developers and analysts.
  • Manage production support activities and uphold system safety and soundness.

Required Qualifications & Skills

  • 10+ years of experience in application development or systems engineering within complex environments.
  • Advanced hands-on skills in Java and microservices development.
  • Experience leading transformation projects in a technical lead capacity.
  • Direct experience with delinquency management functions in the credit card or collections domain.
  • Track record of delivering complex projects within regulated or large-scale environments.
  • Demonstrated leadership and project management capability.
  • Clear and concise written and verbal communication skills.
  • Bachelor's degree or equivalent experience.

Beneficial Skills & Qualifications

  • Hands-on experience with Oracle or DB2 databases.
  • Background in production support and managing system safety and soundness.
  • Familiarity with Gen AI developer assist tools such as Devin and Co-Pilot.
  • Master's degree in a related field.

What We Offer

This role gives you the chance to lead high-impact technology delivery at scale, working alongside global teams on systems that matter to millions of customers.

  • Lead end-to-end delivery of complex, large-scale technology projects with real business impact.
  • Work within a hybrid model with 3 days in the office and 2 days working remotely.
  • Collaborate with technology teams across global markets on shared platforms and standards.
  • Access ongoing learning and development opportunities to deepen technical and leadership expertise.
  • Build long-term financial wellbeing through competitive compensation and benefits.
  • Benefit from wellbeing and family support programs designed to support work-life balance.

Apply now to lead transformative technology projects that power Citi's Credit Card and Collections platforms.

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Job Family Group:

Technology

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Job Family:

Applications Development

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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