Product Engineer (Software Engineer)
About the Role
This is a full-stack product engineering role at an early-stage fintech company building consumer tools for cash advances, paycheck bridging, and credit building. You will work directly with product, engineering, and business leaders to ship high-impact features for a growing base of paying users, with a real effect on their day-to-day financial lives.
What You'll Do
Build product features end-to-end, including domain models, business logic, and API integrations.
Drive data-driven, incremental releases toward bold product milestones.
Use SQL and analytics tooling to evaluate product and system performance regularly.
Test and debug complex state machines in an event-driven, pub/sub-heavy backend to ensure a seamless user experience.
Ship to production daily through a rapid CI/CD process, owning implementations end-to-end and responding to production incidents as needed.
What We're Looking For
3+ years of experience building backend features end-to-end for production systems.
Proficiency designing and consuming RESTful APIs, including authentication/authorization patterns and rate limiting.
Experience with event-driven architectures and message queues such as Kafka or Pub/Sub.
Meaningful early-stage startup experience, rather than exclusively large-company or late-stage backgrounds.
Strong knowledge of relational databases (PostgreSQL or MySQL), including data modeling and query optimization.
Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
Experience writing SQL and using analytics tools to evaluate system and product performance.
A track record of building consumer-facing products, not B2B only.
Strong computer science fundamentals: algorithms, data structures, and system design.
Background in a high-bar engineering environment, supported by a strong academic foundation.
Experience with Go (Golang) deployed on GCP is a plus.
Compensation & Benefits
Salary: $120,000 to $200,000 USD annually.
Visa sponsorship: Available.
Location
On-site in San Francisco, California, United States.