Salary
≈ $24k – $60k per year (Estimated)
Location
In office (Bengaluru)
Seniority
Staff · 15+ years exp
First seen by Alion on Oct 24, 2026.
Overview
Company
Impact
Profile match
Credila Financial Services is an education lending company headquartered in Mumbai, India, and founded in 2006 as India's first dedicated education loan provider. The company finances undergraduate and postgraduate study in India and abroad, underwriting on the earning potential of the course rather than only on family collateral. It operated as HDFC Credila before HDFC sold its stake to a private equity consortium led by BPEA EQT and ChrysCapital.
Responsibilities:
- Architect and scale an India-wide AI native lending platform disbursing billions of dollars every year.
- Drive modernization through multi-tenant architecture and onboarding simplification.
- Improve automation to 99.5%, SLA to 99.99% and payment accuracy.
- Innovate with GenAI-driven tools to reduce manual dependency across the entire loan management pipeline, starting from AI-driven bots on the website all the way to AI-driven reconciliation for finances worth billions of dollars.
- Own technical vision for highly scaled backend services, full-stack applications, and agentic tools.
- Partner with multiple CXO-level organizations to deliver cross-functional initiatives.
- Mentor and guide 120+ engineers, raising the bar for operational excellence.
- Ensure platform scalability during peak events and manage tech debt strategically.
Requirements:
- Backend: Distributed systems, microservices, event-driven architecture, data streaming.
- Cloud: AWS services, security, compliance.
- Data: Modeling, NoSQL/NewSQL, ML integration.
- Frontend: Full-stack development for customer experience.
- Finance Domain: Payments, invoicing, tax compliance.
- Preferred Edge: ML experience, cybersecurity, E2E testing, and familiarity with financial systems.
Leadership Scope:
- Technical Vision: Own architectural decisions for highly scaled distributed systems and full-stack applications.
- Cross-Org Influence: Partner with multiple CXO-level organizations.
- Mentorship: Act as the most senior engineer for 100+ SDEs, shaping careers and raising engineering standards.
- Operational Bar: Maintain world-class reliability and scalability during peak events.
Skills
aws, backend, cloud, data streaming, distributed systems, event-driven architecture, financial systems, invoicing, microservices, payments, tax compliance
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