Junior Credit Controller

Junior Credit Controller

Key Responsibilities

1. Credit Control & Collection

• Monitor Accounts Receivable aging reports and follow up on overdue accounts.
• Contact customers via email and telephone to obtain payment commitments.
• Issue statements of accounts, reminders, and demand letters.
• Maintain accurate collection records and customer correspondence.
• Escalate long outstanding debts to management when necessary.

2. Debt Management

• Investigate and resolve customer payment disputes.
• Work closely with Sales, Operations, and Customer Service teams to resolve billing issues.
• Recommend suspension of credit facilities for delinquent accounts where appropriate.
• Monitor and report overdue balances, bad debt exposure, and collection performance.

3. Credit Assessment

• Conduct credit checks on new customers before account creation.
• Review customer credit limits and payment terms periodically.
• Assess credit risk and recommend appropriate credit limits.

4. Cash Application & Reconciliation

• Verify customer payments and ensure accurate allocation against invoices.
• Investigate unallocated receipts and payment discrepancies.
• Reconcile customer accounts and maintain accurate debtor balances.

5. Reporting

• Prepare weekly and monthly Accounts Receivable aging reports.
• Track DSO, collection performance, and overdue debt trends.
• Provide regular updates to management on key debtors and collection actions.

Qualifications & Skills

• Diploma/Degree in Accounting, Finance, or related discipline.
• Strong negotiation and communication skills.
• Good analytical and problem-solving abilities.
• Proficient in Microsoft Excel and accounting systems.
• Able to work independently and meet collection targets.