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Credit Officer

Digitide Solutions • IT Consulting & Digital Transformation • IT Outsourcing & Dedicated Teams • Bachelor's Degree • 26 days ago
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Salary
≈ $7.5k – $21k per year (Estimated)
Location
In office (Lucknow)
Seniority
Middle · 3+ years exp

Confirmed on the employer's own hiring board on Oct 19, 2026. First seen by Alion on Sep 24, 2026. Digitide Solutions scores B on the Alion truth index.

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Digitide Solutions

Digitide Solutions is an IT services and business process management company headquartered in Bengaluru, delivering cloud, cybersecurity, data and AI, digital engineering, ERP and low-code services together with customer experience, collections, finance and accounting and HR outsourcing. Formed out of the technology and BPM businesses of Quess Corp, it employs about 55,000 associates across 40 locations in five countries and serves over 500 enterprises in banking, insurance, healthcare and manufacturing. Most openings are for customer service and support associates, sales and branch operations executives, collections team leaders and trainers, with some engineering and architect roles.
digitide.com • HQ: Bengaluru, India • IT Outsourcing & Dedicated Teams • IT Consulting & Digital Transformation • Business Process Outsourcing (BPO) • 5000+ employees • Est. 2020
Tech stack of Digitide Solutions
As a Credit Officer, you will be responsible for overseeing credit-related activities, including evaluating credit applications, assessing financial risk, and making informed credit decisions. Your expertise will contribute to the smooth operation of our back-office functions, ensuring compliance with regulations and maintaining high standards of customer service.
  • Evaluate credit applications and financial statements to determine creditworthiness.
  • Conduct thorough credit risk assessments and make informed credit decisions.
  • Maintain accurate records and documentation for all credit-related activities.
  • Monitor and manage credit limits, ensuring compliance with internal policies and regulations.
  • Build and maintain strong relationships with clients, providing excellent customer service.
  • Collaborate with other departments to ensure seamless credit processes and efficient operations.
  • Stay updated on industry trends and best practices in credit management.
  • Provide support and guidance to junior credit officers and assist in their professional development.
  • Prepare periodic reports on credit performance and present findings to senior management.
  • Ensure compliance with legal and regulatory requirements related to credit operations.
  • Bachelor's degree in Finance, Accounting, or a related field.
  • Minimum 3 years of experience in credit analysis or credit management.
  • Strong knowledge of credit evaluation techniques and financial analysis.
  • Excellent analytical and decision-making skills, with a keen eye for detail.
  • Proficiency in using credit analysis software and financial modeling tools.
  • Effective communication and interpersonal skills for client interaction.
  • Ability to work independently and manage multiple tasks simultaneously.
  • Familiarity with industry regulations and compliance standards.
  • Strong organizational skills and attention to detail.
  • Proficiency in Microsoft Office suite, particularly Excel.
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