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Salary
$42k – $118k per year (Estimated)
Location
Remote/Hybrid (London, United Kingdom)
Seniority
Junior
Overview
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DUAL is an international specialist underwriting group and managing general agent headquartered in London, writing commercial property, casualty, financial lines, professional indemnity, cyber, marine and construction risks on behalf of rated insurers and reinsurers. The group is part of Howden, the employee-owned international insurance group, and reports more than 1,750 people in 21 countries, over 70 product lines and about 3 billion euros of gross written premium, with a Benelux branch in Rotterdam. It hires underwriters, claims handlers, account executives, finance and accounting staff, and IT specialists, largely through the Howden group careers board.

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you’ll find like-minded people driving change at Howden.

Specialty Legal, Technical & Claims Graduate Programme

Please read before submitting: You may only apply to one graduate programme for our 2027 intake. Submitting duplicate applications will result in additionalapplications not being considered.

Location: London

Start date: September 2027

Salary: year one £35,000and year two £37,500

Working structure: 3-4 days in office

Legal, Technical & Claims

From Global Events to Complex Claims - Be Part of the Solution

Looking for a graduate role that combines problem solving, relationship management andputs you at the centre of major global events? Join Howden's Legal & Technical Claims Graduate Programme and gain hands-on experience helping clients navigate complex insurance claims across a wide range of industries. From global sporting events and financial institutions to aviation and major corporate transactions, you'llplay a role in delivering solutions when they matter most.

Our Graduate Programme will build your technical and professional skills while giving you real responsibility from day one,working directly with clients, insurersand industry experts.

What you’ll bedoing?

Over two years, you'llrotate through four specialist claims teams, spending six months in each area to build a broad understanding of the insurance industry and claims lifecycle.

You will spend 6months rotating between the following teams:

  • Financial Institutions -supporting banks, lenders, investment firmsand other financial organisations.

  • Sports & Entertainment -supportinglocal sports clubs to global entertainment brands, media companiesand major events.

  • Howden Capital, Advisory & Placement (CAP) -supporting large corporates, investment fundsand private equity firms.

  • Global Specialty -supporting specialised risks withinAviation, Construction, Marine & Cargo, Casualty, Property, Health & Care and Natural Resources.

In each rotation, you'll:

  • Learn how complex claims are managed from start to finish.

  • Support senior claims specialistswith claim investigations and coverage assessments.

  • Review contracts and policy documentation.

  • Build relationships with brokers, insurersand clients.

  • Develop negotiation, analytical and problem-solvingskills that will set you up for future success.

On completion of the programme,you will have the opportunity to complete fully funded professional qualifications, such as Chartered Insurance Institute certificate (CII)and/or Solicitor Qualifying Examination(SQE).

What are we looking for?

No experience in insurance is required; we’llteach you everything you need to know!

You'llbe:

  • A soon-to-be or recent graduate from any degree background who is not currently participatingin andhas not previously completed a graduate programme with another employer.

  • Someone who enjoys building relationships and working with others.

  • Able to get your thoughts and ideas clearly across to others, both in writing and verbally.

  • A collaborative individual who enjoys working in a team environment.

  • A keen problem solver who has strong analytical skills and attention to detail.

  • Inquisitive and interested in keeping up to date with major events happening around the world.

To be eligible for our programme, you must have the full and unrestricted right to work in the UK.

Application process

  • Our application process is designed to help you show your potential, not to test what you already know!

  • Online application form - no CV required: We believe you'remore than just a document, so we won’task you to submita CV. Please upload a blank document on the application form.

  • Online gamified assessment: These games will help us understand your natural strengths and how you approach different situations. There are no right or wrong answers. You can complete this stage on your phone or laptop, whichever suits you best!

  • Pre-recorded video interview: You will record your answers to a few questions using your phone or laptop, giving you the chance to tell us more about yourself in your own time in a relaxed setting.

  • Assessment centre: Our final stage is an in-person assessment centre. You'lltake part in some fun group activities and meet our team in a relaxed setting. This day is all about getting to know you better and for you to see what it'slike to be part of Howden and experience our culture. We'llcover all your travel costs for this day!

Why should you apply?

At Howden, people are at the heart of everything we do. As an employee-owned business, we believe success is built through collaboration, learning and supporting one another. You'lljoin a permanent role from day one and take part in our structured 18-month development programme, designed to accelerate your technical, commercialand professional growth.

You'llalso benefitfrom:

  • £35,000 salary, increasing to £37,500 in year twoand generous pension scheme.

  • Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway.

  • Structured learning and development through our 18-month graduate programme.

  • 25 days annual leave plus bank holidays and an extra day off for Christmas.

  • Competitive salary and generous pension scheme.

  • Access to discounted personal health policies, a competitive pension scheme, wellbeing benefitsand a range of insurance products.

  • 2 days allocatedto take part in volunteering schemes.

Ready to apply?

Follow our TikTok pages: @earlycareersjo and @millieinsurancecareers, andexplore ourConnectrhub to discover more about Howden, our culture, and the insurance industry. You'llfind resources to help you prepare for our recruitment process and understand which career path could be the best fit for you.

Please read before submitting: You may only apply to one graduate programme for our 2027 intake. Submitting duplicate applications will result in additionalapplications not being considered.

What do we offer in return?

A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

  • Our successes have all come from someone brave enough to try something new

  • We support each other in the small everyday moments and the bigger challenges

  • We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application - if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

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