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Salary
$101k – $135k per year
Location
Hybrid (Scottsdale, Chicago, San Francisco, United States)
Seniority
Senior · 5+ years exp
Visa
No sponsorship (stated in the posting)
Employment
Full-Time

Confirmed on the employer's own hiring board on Oct 9, 2026. First seen by Alion on Oct 2, 2026. Early Warning Services scores A on the Alion truth index.

Overview
Company
Impact
Profile match
Headquartered in Scottsdale, Arizona, Early Warning Services is a fintech company co-owned by seven of the largest American banks, including Bank of America, JPMorgan Chase, and Wells Fargo. The company develops identity, risk management, and fraud prevention solutions designed to secure transaction ecosystems across financial institutions. Additionally, it operates major consumer payment networks, most notably Zelle, enabling fast and secure digital money transfers.

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze®, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Early Warning follows a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Engineering at Early Warning (EWS) is a blend of teams organized around many different platforms, capabilities and products that are brought together to power core capabilities at the biggest banks in America - this includes ubiquitous products like Zelle and Paze.

These capabilities are typically provided behind a customer-facing API or integration point which enables the EWS teams to innovate aggressively where big wins can be found. The teams aligned behind these efforts drive their own innovation in partnership with stakeholders.

If you are hungry for large scale challenges and crave opportunities to learn and contribute in a big way (in an environment that is predominately Java) - we’d love to talk to you!

Overall Purpose

Develops, documents, tests, debugs and maintains software product applications; provides expertise and familiarity in software tools, frameworks and best practices in secure software engineering. Collaborates effectively with other members of the team to deliver on the team’s backlog.

Essential Functions

  • Participates in the discussion and implementation around complex capabilities.
  • Develops complex features and capabilities to enhance the Early Warning core product offerings.
  • Managing source code using Git.
  • Receiving, reviewing, and approving pull requests ensuring that code quality remains high.
  • Querying platform data using SQL-based DBs.
  • Working on complex Java Web Services using Spring Boot.
  • Document complex details and decisions in Confluence.
  • Building automated tests alongside sprint work that is integrated into the CI/CD pipeline, considering environment variables, and providing recommendations.
  • Able to troubleshoot complex bugs that may arise during development.
  • Support the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.
  • The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.

Minimum Qualifications

  • Education and/ or experience typically obtained through completion of a bachelor’s degree in computer science, Computer Science Engineering, Computer Information Systems, Electrical Engineering, or related field.
  • Minimum 5 years direct experience in Software Engineering or related experience.
  • Proficient with Git source control and Git flow branching model.
  • Spring / Spring boot framework is required.
  • Familiarity with modern DevOps practices.
  • Familiarity writing automated tests.
  • Proficient with SQL.
  • Proficient in RESTful service design.
  • Experience with Docker/ Kubernetes.
  • Experience with Kafka.
  • Excellent written and spoken communication.
  • Background and drug screen

Preferred Qualifications

  • Additional related education and/or work experience preferred
  • Experience with SOAP services.
  • Familiar working with common data format standards like XML, JSON, YAML, etc.
  • NoSQL experience (Redis, HBASE, AeroSpike, etc.)
  • FinTech experience is highly beneficial

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 15 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

The base pay scale for this position in:

Phoenix, AZ/ Chicago, IL in USD per year is: $101,000 - $135,000.

San Francisco, CA in USD per year is: $122,000 - $162,000.

Additionally, candidates are eligible for a discretionary incentive plan and benefits.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Some of the Ways We Prioritize Your Health and Happiness

  • Healthcare Coverage - Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.

  • 401(k) Retirement Plan - Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.

  • Paid Time Off - Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.

  • 12 weeks of Paid Parental Leave

  • Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.

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