Credit Risk Analyst

Who we are

flatexDEGIRO SE operates the leading and fastest growing online brokerage platform in Europe. Based on modern, in-house state-of-the-art technology, customers of the flatex and DEGIRO brands are offered a wide range of independent products with execution on top TIER 1 exchanges. The technological edge, high efficiency and strong economies of scale enable us to continuously improve our service offering for clients and to set leading standards in terms of product, price and platform quality.

With more than 3,5 million customer accounts and more than 75 million securities transactions processed in 2025, flatexDEGIRO is the largest retail online broker in Europe. In times of bank consolidation, growing digitalization and the immanent need of millions of Europeans to take their financial future into their own hands, flatexDEGIRO is ideally positioned for further profitable growth.

Want to know what it’s like to work for flatexDEGIRO?

Check out our Instagram @lifeatflatexdegiro and meet the great people that makes us who we are! Do you already see yourself as part of this team? Apply!

Improve Europe’s leading investment platform:

You will be joining around 20 colleagues in the Credit Risk team who are passionate and motivated in what they do. You will be reporting to the Team Lead Risk Manager. Helping keep DEGIRO safe and able to sustain our clients’ needs is critical to our success. To achieve this, you will be able to work in collaboration with your team and other departments on optimizing risk processes and systems on real-time risk handling. All teams are very open and approachable. They will support you in gaining new skills and knowledge.

This is what you'll do:

• To monitor and manage risk within retail customers at flatexDEGIRO;
• Manage margin and credit risk, identify and mitigate operational risk, monitor trading and compliance with rules.
• Work in collaboration with other departments on optimizing risk processes and systems;
• Assist in the development and improvement of risk measures, reports and policies;
• You will monitor all entities within the group and ensure they follow specified rules and regulations;
• Assist development and documentation of margin models;
• Monitor trading, compliance;

You'll bring us these skills:

• Academic background in quantitative finance is preferred
• Knowledge of financial markets;
• Excellent command of English;
• Ability to work with VBA and SQL;
• Familiar with Excel;
• High attention to detail;
• Good analytical skills;
• Ability to work on a fast-paced environment;
• Resilience to stress.

Interested? This is what we offer you:

• Promise of a good work-life balance
• 30 days paid leave
• Personal and professional development with access to relevant courses
• Opportunities for career development
• Additional health insurance Luxe package (covering children under 18, dental and vision care)
• Best Doctors’ health insurance providing access to the best medical treatment worldwide*
• A challenging full-time job in an international and fast-growing company;
• A competitive salary
• Food vouchers (102 EUR net)
• The opportunity to participate in a new, enthusiastic team of likeminded professionals

*The insurance is available for individuals who have obtained permanent resident status in Bulgaria and have resided in the country for more than 183 days within the last 12 months

To make your life easier

You’ll enjoy the flexibility of our hybrid working model, which allows you to work both from home and from the office, with at least 50% of the time spent onsite. We truly value time together in the office - it’s a great opportunity to connect, collaborate, and exchange ideas with colleagues.

When you’re in, you can enjoy fresh fruit, good coffee, drinks, and snacks every day. Our modern Office X workspace is conveniently located in the southern part of Sofia with excellent transport connections, offering a comfortable and inspiring environment designed for collaboration and productivity.

To make working from home comfortable we offer a 25 EUR net internet allowance, provide a company laptop and many options to make your work@home comfortable, such as a chair, screen and headphones. And last but not least: a fully covered Sports card we provide is an easy way to get into shape!

Want to invite your friends to work for us as well? A generous referral bonus will be yours if they get hired, so spread the word once you start.

All qualified applicants will receive consideration for employment without regard to ethnicity, color, religion, age, sex, national origin, disability, sexual orientation, gender identity/expression, or any other legally protected status. flatexDEGIRO is an Equal Opportunity Employer.

flatexDEGIRO Sofia Branch

Petar Patev

Corporate Recruiter