Senior Engineering Manager - Payments

Requirements:

• 13+ years of polyglot engineering experience, with at least 3 years building payment or fintech products.
• Strong system design skills and the ability to guide architecture decisions for complex, multi-system payment workflows.
• Experience designing and operating high-availability and low-latency systems (99.99%+), where failures have direct financial and customer-trust consequences.
• Hands-on experience with one or more payment systems: payment gateways, UPI integrations, card payment flows, wallet infrastructure, loan origination systems, settlement and reconciliation systems, etc.
• Understanding of the Indian payments and fintech regulatory landscape: RBI, NPCI guidelines, PPI regulations, PCI-DSS requirements.
• Proven track record of building and growing engineering teams; ability to hire strong engineers and develop them into senior contributors.
• BE/BTech in Computer Science or equivalent.

Nice to Have:

• Familiarity with TPAP (Third-Party Application Provider) architecture on the NPCI UPI stack.
• Experience in card processing — authentication, authorisation, clearing, and settlement flows; working knowledge of card scheme rules and interchange economics.
• Understanding of credit risk scoring, credit bureau integrations (CIBIL, Experian, CRIF), or credit lifecycle management for consumer/business lending.
• Exposure to real-time fraud & risk ML models and their integration into payment decisioning pipelines.
• Participation in fintech/payments industry forums or working groups.

Skills

Architecture, Fintech, NPCI, PCI DSS, Payments, RBI, System Design, UPI