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Salary
$200k – $300k per year
Location
In office (San Francisco, New York)
Employment
Full-Time

Confirmed on the employer's own hiring board on Oct 1, 2026. First seen by Alion on Nov 23, 2025. Frec scores B on the Alion truth index.

Overview
Company
Impact
Profile match
Frec brings direct indexing to retail investors, buying the underlying shares of an index so losses on individual positions can be harvested for tax. It also offers portfolio-backed lines of credit at rates tied to short-term benchmarks. The service targets people who would otherwise hold index funds in a taxable account.

We created Frec to expand the possibilities for everyone and their money. We’re a tight team of builders, creators, and designers who want to be smarter with our money for our futures and our families. As a software engineer at Frec, you’ll create products that enable us to level the financial playing field and empower people to manage their own money. Some values we identify with are accountability, humility, compassion, and teamwork. If this resonates with you, join us at this pivotal time to help shape our structures, systems, and Frec’s future.

Frec highly values product ideas and feedback from all employees, in a true bottoms-up fashion. This means as an engineer, you will work with a growing team comprised of product managers, designers, and brokerage operations professionals to ideate, prioritize, prototype, develop, test, and iterate on software that will educate and equip people with newer and smarter ways to build wealth. We’re looking for engineers who have an unrelenting sense of urgency and capability to move fast, have a strong sense of ownership, ability to deal with ambiguity and are enthusiastic about tackling new challenges to help us build a world-class financial platform.

What you will do:

  • Backend Engineering: You will be working with a small team of experienced engineers across all areas related to the backend powering Frec. You will own large pieces of the infrastructure - all aspects of it ranging from proposing changes to existing services, building new ones, improving how we deploy, and ensuring the systems we build are stable, durable, and can scale smoothly as we grow. You take pride in designing services that not only work well in development but remain healthy, observable, and easy to operate in production.

  • Distributed Systems & Data Processing: You’ll tackle complex backend challenges around data consistency, transactional integrity, and high availability. This includes designing APIs and services that are fault-tolerant, building mechanisms for secure and reliable financial data handling, and ensuring the platform scales gracefully under increasing load.

  • Infrastructure & Operations Mindset: You will help shape how we build, deploy, and monitor our services. You care deeply about stability and maintainability, ensuring every line of code contributes to a platform that’s resilient in the face of failures and straightforward to operate.

  • Collaboration: You’ll partner closely with other backend engineers, as well as product, design, and operations teams, to ensure we build a platform that is technically strong, operationally sound, and enables high-quality product experiences.

What we offer:

  • Competitive salary and equity grants

  • Fully paid health, vision and dental insurances

  • 401k

  • Monthly allowance to help with maintaining a healthy body and mind (fitness & mental health components)

  • Flexible (Unlimited) paid time off

  • Visa sponsorship & immigration support

  • Daily in-office lunch and dinner

  • Office in San Francisco/New York for in-person collaboration (close to public transit options)

Tech stack:

  • TypeScript/Node, Python as the main components of the backend

  • PostgreSQL as our data store, with Redis for caching and distributed coordination

  • Distributed worker systems powering asynchronous and high-throughput tasks

  • Deployed on AWS using containerized infrastructure

  • GraphQL as the mode of building and exposing APIs

Contact:

If all of the above resonates with you, reach out to us at [email protected] or apply below!

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