Senior Actuarial Analyst

360F is the innovation powerhouse of financial advisory. At 360F, we are the driving force behind innovative financial advisory solutions that transform the industry as we know it. With our ecosystem of cutting-edge SaaS-based microservices and low-/no-code transformation technology, we empower our clients with the tools they need to maximize financial wellness.

Our team of experts in behavioral economics work tirelessly to ensure that our solutions are not just about pushing products, but rather about creating a comprehensive approach that considers every aspect of a client's financial well-being. By leveraging our underlying no/low-code technology, we are able to accelerate time-to-market by a staggering 90%, while also reducing budget overruns and risks.

Our unwavering commitment to excellence has not gone unnoticed, as we are honored to be ranked 29th in the Financial Times “High-Growth Companies Asia Pacific 2022” Top 500, and 6th in The Straits Times’ “Singapore’s Fastest Growing Companies in 2022”. Additionally, we have been recognized as one of the top 20 companies in the 2019 Global Fintech Hackcelerator organized by the Monetary Authority of Singapore, as well as the winner of the Insurance vertical in the 2020 Hong Kong Fintech Week’s Global Fast Track Programme.

As a profitable B2B enterprise software company with a presence in Singapore, Malaysia, Thailand, and the Middle East, we are constantly striving to scale growth to the next level. That's why we're seeking ambitious and diligent talents who share our passion for innovation and excellence to join us on this exciting journey. Together, we can continue to transform the financial advisory industry and make a real difference in the lives of our clients.

THE WORK CULTURE

At 360F, we pride ourselves on our unwavering commitment to excellence and our dedication to forging partnerships that set the industry standard. Every member of our team is valued, and we recognize that each and every piece of work is integral to our success. We hold ourselves accountable to the highest standards, and we never make promises we can't keep.

We believe that the key to our success lies in the people we hire, and we are constantly seeking out self-starters, committed individuals, and forward-thinkers who share our vision for transforming the financial services industry. With multiple "first-ever" achievements under our belt, we are proud to be at the forefront of innovation and change.

Our hiring process is deliberately selective, as we recognize the importance of assembling a team of talented and driven individuals who are committed to our mission. We are confident in our abilities and the quality of our work, and we reward our team members generously and fairly, with guaranteed bonuses and other incentives.

Join us at 360F, and be part of a team that is passionate about innovation, excellence, and driving real change in the financial services industry.

WHAT YOU WILL DO

We are seeking a sharp and versatile Senior Actuarial Analyst to join 360F's growing actuarial function. This role is deliberately designed to sit at the intersection of actuarial science and business analysis combining the quantitative rigour of actuarial practice with the stakeholder communication, requirements gathering, and process improvement mindset of a senior business analyst.

You will work directly under the Head of Actuarial, playing a key supporting role across product pricing, actuarial modelling, financial analysis, and client-facing analytics. This is not a pure modelling role, you will be expected to translate actuarial findings into clear business insights, work closely with product, engineering, and client delivery teams, and contribute actively to improving how actuarial knowledge is embedded into 360F's platform and workflows.

The ideal candidate has strong actuarial foundations in life, health, and/or investment-linked products, combined with the practical toolkit of a senior BA, from API testing and data scripting to stakeholder workshops and structured documentation. You are analytically precise, commercially aware, and confident communicating across both technical and non-technical audiences.

RESPONSIBILITIES

Actuarial Analysis & Modelling

• Support the Head of Actuarial in the analysis, development, and maintenance of actuarial models for life, health, and investment-linked insurance products across APAC markets.
• Conduct experience studies and assumption reviews including mortality, morbidity, persistency, and expense analyses and summarise findings for internal and client stakeholders.
• Assist in product pricing exercises building and validating rate tables, benefit illustrations, and premium calculations for new and existing product lines.
• Prepare and review actuarial reserve calculations and liability valuations in support of IFRS 17, RBC, and other applicable regulatory frameworks.
• Build, test, and document actuarial models in Python or R, progressively moving away from spreadsheet-heavy approaches toward scalable, code-based workflows.
• Support the preparation of actuarial opinions, certification letters, and regulatory submissions in coordination with the Head of Actuarial.

Business Analysis & Requirements

• Collaborate with cross-functional teams, product, engineering, client delivery, and finance to gather, analyse, and document actuarial and business requirements for platform features and client solutions.
• Translate actuarial and business needs into clear functional specifications, user stories, and acceptance criteria that engineering and product teams can act on confidently.
• Conduct gap analyses between current actuarial workflows and desired future states, proposing data-driven process improvements and solution options.
• Support sprint planning, backlog grooming, and issue tracking in JIRA serving as the actuarial voice in agile delivery processes.
• Liaise with stakeholders across actuarial, finance, product, and technology to ensure alignment on requirements, timelines, and deliverables.
• Contribute to compliance and audit readiness through well-structured documentation of actuarial processes, data flows, and model assumptions.

Data Analysis & Reporting

• Build and maintain advanced data models and financial analysis tools using Python, R, and Excel including dashboards, pivot analyses, and scenario modelling for internal and client use.
• Monitor and analyse key actuarial and product performance metrics including claims experience, lapse rates, profitability indicators, and pricing adequacy generating insights to support strategic decision-making.
• Design and execute data validation and test cases using Postman and scripting tools to verify API outputs from 360F's actuarial and financial calculation engines.
• Extract, clean, and analyse insurance policy data from internal databases and client data feeds to support experience studies and ad hoc analytical requests.
• Prepare clear, well-visualised actuarial reports and management summaries that communicate complex findings accessibly to non-actuarial stakeholders.

Client & Stakeholder Support

• Support the Head of Actuarial in client-facing engagements including workshops, product review sessions, and data analysis requests from insurance carrier and financial advisory clients.
• Assist clients in understanding actuarial outputs, model assumptions, and pricing rationale translating technical results into business-friendly language.
• Act as a point of contact for actuarial-related queries from internal teams including sales, client success, and product management.
• Contribute actuarial input to client needs analysis frameworks, benefit illustration tools, and financial wellness models embedded in 360F's platform.

Process Improvement & Innovation

• Identify opportunities to automate, streamline, or improve actuarial workflows from data ingestion and model execution to reporting and client delivery.
• Support the integration of AI and machine learning tools into actuarial processes including validation of ML-based pricing or claims models, and exploration of GenAI tools for actuarial report generation.
• Contribute to the development of 360F's internal actuarial knowledge base including model documentation, assumption registers, and process guides.

Stay current with actuarial developments relevant to APAC markets including IFRS 17 implementation updates, RBC changes, product innovation trends, and AI governance in insurance.

REQUIREMENTS

• Minimum 5 to 8 years of relevant experience in actuarial, actuarial consulting, or closely related analytical role with clear exposure to life, health, or investment-linked insurance products.
• Pursuing or holding an actuarial designation (ASA, FSA, AIA, FIA, or equivalent) from a recognised professional body; candidates who are actively progressing through actuarial examinations are strongly encouraged to apply.
• Solid working knowledge of actuarial pricing, reserving, and product analysis across life, health, and/or investment-linked product lines in one or more APAC markets.
• Familiarity with IFRS 17 concepts and their practical implications for product design, liability measurement, and insurance financial reporting.
• Strong proficiency in Python or R for actuarial data analysis, model building, and automation with the ability and willingness to code models rather than rely solely on spreadsheets.
• Advanced Excel skills include complex formulas, pivot tables, scenario analysis, and dashboard design for actuarial and financial reporting.
• Experience with API testing and validation tools, particularly Postman, to support integration testing of actuarial and financial calculation services.
• Demonstrated business analysis capabilities including requirements gathering, user story writing, gap analysis, and agile delivery support using JIRA or equivalent tools.
• Strong analytical mindset with exceptional attention to detail, and the confidence to challenge assumptions and question data quality.
• Excellent written and verbal communication skills in English, able to produce clear, structured documentation and present findings to both technical and non-technical audiences.
• Comfortable working independently, managing multiple workstreams with minimal supervision while maintaining high standards of quality and responsiveness.
• Ability to work effectively in a multicultural, cross-functional team environment spanning multiple APAC markets.
• Bachelor's degree or above in Actuarial Science, Mathematics, Statistics, Quantitative Finance, or a related field.