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Confirmed on the employer's own hiring board on Oct 8, 2026. First seen by Alion on Oct 8, 2026.

Overview
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HCLTech is a major Indian multinational information technology (IT) services and consulting company headquartered in Noida, Uttar Pradesh. Spun off from the original HCL Group in 1991, it ranks as one of India's largest technology companies alongside firms like TCS, Infosys, and Wipro.

Job Summary

  • Lead end-to-end design of complex decision strategies and rule sets across the credit lifecycle.
  • Lead the design, configuration, implementation, and support of Experian PowerCurve solutions, working closely with business stakeholders, architects, developers, and delivery teams to provide credit risk, originations, or collections solutions.
  • Lead end-to-end PowerCurve solution delivery and implementation projects.
  • Gather and analyze business requirements and translate them into technical solutions.
  • Design collections, originations, or decisioning strategies using PowerCurve products.
  • Develop and configure business rules, workflows, scorecards, interfaces, and data mappings.
  • Support integration with APIs, databases, third-party systems, and enterprise applications.
  • Manage deployments, production support, issue resolution, and platform enhancements.
  • Coordinate with clients, business users, QA teams, and project managers.
  • Own scorecard/model integration (PMML) and data-attribute onboarding.
  • Review and approve configuration built by junior/mid analysts; conduct code/config reviews.
  • Work on Derived Data Script, Segmentation Tree, Logical Data Model, Logical Data Source and PCSM modules to support business
  • Liaise directly with client risk/credit policy owners to refine requirements.
  • Own release readiness - test strategy, defect triage, go-live checklist.
  • Contribute to platform upgrade planning and reusable component library.

Key Responsibilities

  • Hands-on experience in developing and implementing Credit risk strategies using Experian Powercurve products (PCO/PCSM/PCC)
  • Experience in Java / OOP fundamentals, SQL, APIs and SAS
  • Experience in Java / OOP fundamentals, SQL, APIs and SAS
  • Knowledge of XML's, JSON, API testing tools such as SOAP UI, Postman, Bruno etc
  • Experience in PMML/scorecard integration exposure and understanding of Python/R (ACE framework)
  • Knowledge of workflow configuration and rule engines
  • Experience in supporting integration testing and usage of test management and defect tracking tools such as JIRA, qTest
  • Exposure to decisioning/credit-risk domain exposure

Skill Requirements

  • Hands-on experience in developing and implementing Credit risk strategies using Experian Powercurve products (PCO/PCSM/PCC)
  • Experience in Java / OOP fundamentals, SQL, APIs and SAS
  • Experience in Java / OOP fundamentals, SQL, APIs and SAS
  • Knowledge of XML's, JSON, API testing tools such as SOAP UI, Postman, Bruno etc
  • Experience in PMML/scorecard integration exposure and understanding of Python/R (ACE framework)
  • Knowledge of workflow configuration and rule engines
  • Experience in supporting integration testing and usage of test management and defect tracking tools such as JIRA, qTest
  • Exposure to decisioning/credit-risk domain exposure

Other Requirements

  • AWS/cloud exposure, Spark/HDFS familiarity
  • Prior lead/onshore-coordination and direct client facing/interaction experience
  • Exposure to Agile/SAFe ceremonies and prior US banking-client experience
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