Legal Counsel

Position: Legal Counsel

Grade: L2

Location: Islamabad

Last Date to Apply: 25 September 2026

What is Legal Counsel?

Provide practical, timely legal support to JazzCash’s business teams, helping them deliver products, partnerships and day-to-day operations while managing legal risk. The role covers commercial contracts, legal advisory, disputes and support on regulatory and corporate matters. The role holder will also look after the non-banking finance company’s (NBFC) compliance and regulatory matters, under the guidance of the Senior Legal Counsel and in coordination with relevant internal teams.

We are looking for a lawyer with strong academic credentials, sound judgement and the confidence to take ownership. The right person will look beyond identifying legal problems: they will understand what the business is trying to achieve, ask the right questions and help find a workable way forward.

The postion reports to Senior Legal Counsel.

What Legal Counsel does?

Key Responsibilities

Commercial Contracts & Business Support

• Draft, review and negotiate commercial agreements, including technology, vendor, service, distribution and partnership arrangements.
• Identify material legal and commercial risks and recommend clear, proportionate protections rather than treating every issue as equally important.
• Work directly with business teams to understand proposed arrangements and support transactions from initial discussion through signing.
• Develop and maintain practical contract templates, checklists and guidance for recurring business needs.

Legal Advisory & Product Support

• Advise on day-to-day legal questions in clear, straightforward language, with actionable recommendations.
• Support legal reviews of products, customer journeys, terms and conditions, marketing materials and partnerships across payments, digital lending, BNPL, insurance-related offerings and other fintech services, as applicable.
• Research applicable laws and regulatory requirements, assess their business impact and flag issues requiring specialist advice or senior review.
• Work with Compliance, Risk, Product and other relevant teams to build legal requirements into business plans early.

Litigation & Dispute Management

• Assess disputes, legal notices and customer or commercial claims, and recommend practical response strategies.
• Draft or review notices, replies, pleadings and case briefs, working with external counsel where required.
• Coordinate case records, evidence, instructions and internal stakeholders; track hearings, deadlines and follow-up actions.
• Support court and forum proceedings as required, within applicable professional authorisation and internal arrangements.
• Identify opportunities for early resolution and highlight recurring issues that the business can address to prevent further disputes.

Regulatory & Corporate Support

• Support the Senior Legal Counsel on regulatory correspondence, submissions, approvals and engagement matters, working with the relevant regulatory affairs and compliance teams.
• Assist with corporate authorisations, governance documentation and company secretarial matters as assigned.
• Maintain accurate legal records and provide concise updates on active matters, risks and decisions needed.

NBFC Compliance & Regulatory Matters

• Manage day-to-day NBFC compliance and regulatory issues, coordinating with relevant teams to meet applicable SECP and other regulatory requirements.
• Maintain a compliance calendar and coordinate timely filings, returns, licence renewals and fulfilment of approval conditions.
• Prepare regulatory submissions, licensing and approval applications, and responses to queries or inspection observations; support engagement with SECP and other relevant authorities.
• Monitor regulatory changes and work with relevant teams to update policies, procedures and controls, including lending practices, customer protection and AML/CFT requirements, as applicable.
• Identify compliance gaps, track corrective actions and regulatory commitments, maintain supporting records and escalate material issues promptly to the Senior Legal Counsel.

JazzCash is an equal opportunity employer. We celebrate, support, and thrive on diversity and are committed to creating an inclusive environment for all employees.

Requirements

What we are we looking for and what does it require to be an Legal Counsel?

Qualifications & Experience

Required

• LL.B. from a recognised institution, with strong academic credentials.
• Enrolled as an Advocate of the High Court in Pakistan.
• 3-4 years of post-qualification experience (PQE) in legal practice and/or an in-house legal role.
• Strong legal research, drafting and analytical skills, with the ability to communicate advice clearly.
• A sound grounding in Pakistani law relevant to commercial transactions and disputes.

Preferred

• LL.M. from a recognised institution.
• A combination of litigation and in-house legal experience.
• Previous experience in fintech, digital financial services, payments, banking or another regulated financial services business; direct fintech experience would be a particular advantage.
• Exposure to commercial contract negotiations, financial services regulation and technology-led products or partnerships.

Personal Attributes & Working Style

• Common sense and practical judgement: Can separate a material risk from a technical point, understand context and recommend a sensible next step.
• Initiative: Spots gaps, asks questions early and moves work forward without waiting for repeated instructions.
• Drive and ownership: Follows through, meets commitments and stays focused on resolving matters rather than simply passing them on.
• Business understanding: Takes the time to learn how a product or transaction works and helps teams achieve their objectives within legal requirements.
• Clear communication: Explains complex issues in plain language and gives a recommendation, not just a summary of the law.
• Sound escalation: Knows what can be handled independently and when to seek guidance; flags significant issues early, with options.
• Attention to detail: Produces accurate, well-structured work and manages competing deadlines reliably.
• Integrity and teamwork: Handles sensitive matters with discretion, works constructively across teams and is receptive to feedback.

Benefits

As one of the largest digital financial services providers in Pakistan, our objective is to continue to change the lives of our customers for the better.

Recognized as one of the leading employers in the country, JazzCash epitomizes the philosophy that each JazzCash employee is passionately living a better life every day, inspired and enabled by visionary leadership, a unique professional culture, a flourishing lifestyle, and continuous learning and development.

Our core values include qualities essential for a positive organizational culture - truthfully guiding entrepreneurial and innovative mindsets, harnessing professional and interpersonal collaboration, and fostering across-the-board customer obsession.

This is an opportunity for someone who wants to be part of something transformative, someone who can play a critical role in driving our success. Together, we can empower millions more with the tools necessary to progress in an increasingly digital economy.