Expert Product - Future Payments, Cards & QR

Title: Product Expert - Future Payments, Cards & QR

Location: Islamabad

Grade Level: L3

Last Date to Apply: 15 September 2026

What is "Product Expert - Future Payments, Cards & QR"?

As a Product Expert focused on Real-Time Payments and QR Acceptance, your primary responsibility involves spearheading the development and growth of next-generation payment acceptance solutions including Tap on Phone, QR/RAAST, Future payments, and Request to Pay - tailored for the retail and offline sectors within Pakistan. Your role encompasses identifying strategic partnerships to expand and refine payment acceptance offerings while innovating in-house solutions that position JazzCash at the forefront of real-time and QR-based payments in the country.

Key Responsibilities of Product Expert - Real-Time Payments & QR:

• Research and develop innovative Tap on Phone, QR/RAAST, and RTP acceptance solutions through market insights and international benchmarks.
• Collaborate with diverse stakeholders to build payment use cases spanning USSD, App, and online platforms.
• Conceptualize forward-thinking real-time payment and QR acceptance solutions aligned with JazzCash’s long-term strategy.
• Own the end-to-end product lifecycle for Future payments, from requirements through GTM.
• Create detailed product requirements for technological implementation and devise GTM strategies with marketing teams.
• Conduct meticulous User Acceptance Testing (UAT) for all solutions before launch.
• Coordinate with cross-functional teams, including SBP/RAAST scheme stakeholders, for timely execution of deliverables.
• Engage with local and international payment schemes and service providers to enable seamless real-time retail payments.
• Analyze merchant and customer behavior, collaborating with teams to enhance the acceptance experience and drive adoption of digital acceptance.
• Manage insights and reporting for all developed real-time payments and QR acceptance solutions.

JazzCash is an equal opportunity employer. We celebrate, support, and thrive on diversity and are committed to creating an inclusive environment for all employees.

Requirements

Qualifications for Product Expert - Real-Time Payments & QR:

• Master’s/bachelor’s degree in management/business or a related field.
• 5+ years of direct experience in product management or product development roles within the financial technology (fintech) industry, specifically working with payment schemes, RAAST/instant payment rails, or similar systems.

• In-depth knowledge and hands-on experience in designing, implementing, or managing QR and real-time payment acceptance solutions, including QR code-based payments, Tap on Phone, Request to Pay, and Acquiring setups, with a proven track record of successful project implementations.
• Proficiency in tools such as Figma, Jira, Mixpanel, Tableau, and Trello for project management, data analysis, and visualization in the context of payment solutions.
• Strong negotiation skills, problem-solving ability, and effective communication skills (both written and verbal) for collaborating with scheme providers, financial institutions, and internal stakeholders.
• A demonstrated results-driven approach, ability to work independently and within teams, and a history of driving successful projects in the payments domain.
• Proficiency in Microsoft Office Suite (Word, PowerPoint, Excel).

Benefits

Why Join JazzCash?

As one of the largest digital financial services providers in Pakistan, our objective is to continue to change the lives of our customers for the better.

Recognized as one of the leading employers in the country, JazzCash epitomizes the philosophy that each JazzCash employee is passionately living a better life every day, inspired and enabled by visionary leadership, a unique professional culture, a flourishing lifestyle, and continuous learning and development.

Our core values include qualities essential for a positive organizational culture - truthfully guiding entrepreneurial and innovative mindsets, harnessing professional and interpersonal collaboration, and fostering across-the-board customer obsession.

This is an opportunity for someone who wants to be part of something transformative, someone who can play a critical role in driving our success. Together, we can empower millions more with the tools necessary to progress in an increasingly digital economy.