Analista de Crédito e Cobrança Pl.

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Analista de Crédito e Cobrança Pl. based in Brazil.

This is an opportunity to join a structured finance environment focused on credit, collections, and accounts receivable.

You will play an important role in protecting revenue, managing financial risks, and supporting healthy customer relationships.

The position combines credit analysis, payment reconciliation, collections, and financial reporting.

You will work closely with commercial, legal, finance, and other internal teams to ensure effective processes.

The role offers autonomy to investigate payment issues, assess customer financial health, and improve collection effectiveness.

Data accuracy, process governance, and compliance will be essential to maintaining reliable financial operations.

The position is fully remote, with flexible administrative working hours and a broad benefits package.

Accountabilities

• Ensure credit and collection processes, policies, and procedures are properly documented, executed, reviewed, and improved to reduce risks and preserve organizational knowledge.
• Execute customer receipt routines in the ERP, including bank allocation and settlement of financial documents.
• Conduct credit bureau and market research to gather relevant financial information and support credit decisions.
• Monitor blocked sales orders and identify customers exceeding established purchasing limits.
• Perform credit analyses for new customers and key accounts, assessing financial health and payment capacity.
• Monitor collection activities handled by external agencies and/or legal teams, maintaining governance over outstanding revenue.
• Prepare management reports related to accounts receivable, providing accurate and reliable information to finance and commercial leadership.
• Reconcile accounts by comparing bank statements with ERP records, identifying open and overdue items and supporting timely resolution.
• Contact delinquent customers to understand outstanding payments, document explanations, and support appropriate follow-up actions.
• Provide customer support regarding accounts receivable questions and payment-related matters.
• Collaborate with cross-functional teams to ensure credit and collection practices remain integrated, consistent, compliant, and aligned with internal policies and regulations.

Requirements

• Bachelor's degree in Administration, Economics, or a related field.
• Practical experience in credit analysis, collections, and accounts receivable management.
• Professional experience using SAP.
• Previous experience specifically in credit and collections or accounts receivable is desirable.
• Experience in an industrial environment, particularly the pharmaceutical sector, is a plus.
• Knowledge of Power BI for financial analysis, reporting, and data visualization is desirable.
• Strong analytical skills, attention to detail, organization, and the ability to work with financial data and operational processes.
• Good communication skills and the ability to interact professionally with customers and internal stakeholders.
• Ability to work collaboratively across finance, commercial, legal, and other functional areas while maintaining confidentiality and compliance.

Benefits

• Fully remote work model, based in São Paulo.
• Flexible administrative schedule, Monday to Friday, with start times between 7:00 AM and 9:00 AM and corresponding end times between 4:00 PM and 6:00 PM.
• Meal voucher.
• Food allowance.
• 100% coverage for eligible company-provided medications.
• Pharmacy benefit through Vidalink.
• Profit Sharing and Results Program (PPR).
• Parking, transportation allowance, or company shuttle, subject to applicable conditions.
• USE program providing a subsidy toward purchasing equipment for work, with personal-use flexibility.
• Flexible benefits package, including TotalPass, life insurance, private pension, medical and dental assistance, and food allowance options.
• Fully remote administrative structure with access to coworking spaces.