Product Lead
First seen by Alion on Nov 12, 2026.
A. About the role
One Helix Fintech is JSW One's embedded finance stack, and this role turns credit into repeatable products that more customers on JSW One and stakeholders across the JSW Group ecosystem can use. You will productise and distribute fintech GMV across the platform and the group, and you will report to the Chief Product Officer.
Our fintech ecosystem offers:
- 1. Supply chain financing
- 2. Business loans
- 3. Insurance products
Every customer journey is 100% digital, from credit onboarding and KYC to approval, drawdown, repayment and servicing, with no paperwork and no manual hand-offs.
B. What you will own
- 1. Productisation: Define and ship standardised products across supply chain financing, business loans and insurance, with clear eligibility, limit, tenor and pricing inputs
- 2. Credit distribution and GTM: Raise credit adoption through credit at cart and checkout, pre-approved offers, and assisted onboarding of dealer, distributor and vendor networks
- 3. Group distribution: Extend One Helix to JSW Group businesses and their dealer, distributor and vendor networks through anchor-led programmes that each business can configure on one stack
- 4. 100% digital journeys: Design end-to-end digital journeys for credit onboarding, KYC, documents, approval, drawdown, repayment and servicing
- 5. Lending partner integrations: Enable scale with lending partners through API-first integrations and faster partner onboarding, plus integrations with anchor ERPs, dealer portals and invoicing systems
- 6. Customer visibility: Give customers real-time data on disbursements and on payments made to lending partners
- 7. Partner portfolio visibility: Give lending partners the data and dashboards they need to manage their portfolios, including utilisation, repayment behaviour and early warning signals
- 8. Collections ecosystem: Build the collections stack covering repayment reminders, payment capture and reconciliation, escalation workflows, and shared visibility of dues and delinquency for customers and partners
- 9. Better economics: Give credit teams the product levers and data to improve economics
- 10. Risk and compliance: Work with legal and compliance on RBI digital lending norms, insurance distribution regulations, consent and data handling
- 11. Team: Lead and mentor product managers, and partner with engineering, data, sales and finance
C. How success is measured
- 1. GMV on One Helix Fintech and credit penetration of platform GMV
- 2. Active credit customers as a share of transacting customers
- 3. Lead to disbursal TAT and approval rate
- 4. NPA and collections efficiency
D. What you bring
- 1. 12 - 15 years of experience, with at least 8 years in product management
- 2. Credit distribution and GTM experience, with a record of taking credit or financial products to business customers and growing adoption
- 3. Proven scale-up of B2B or MSME credit products
- 4. Anchor-led programmes and enterprise integration: Experience structuring dealer, vendor or channel finance around an anchor company, and connecting credit to the anchor's ERP, dealer portal or invoicing systems
- 5. Multi-tenant product and channel GTM: Experience packaging one stack into configurable programmes for multiple businesses, and onboarding large dealer, distributor and vendor networks, including low-digital ones
- 6. Experience enabling scale with lending partners through API integrations
- 7. Experience building fully digital credit journeys and collections workflows
- 8. Working knowledge of digital lending norms
- 9. Understanding of unit economics and credit metrics, and how product levers move them
- 10. Data fluency and a record of leading product teams
E. Good to have
- 1. Marketplace, B2B commerce or steel and construction supply chain exposure
- 2. Experience with NBFC or bank product governance
Skills
IT Product Management, Product Roadmap, IT Product Strategy, IT Jobs in BFSI