Software Developer, Java

Job Title: Software Developer, Java

Reports To: Director of Engineering

FLSA Status: Exempt

Department: IT

JOB SUMMARY: Responsible for designing, developing, implementing, maintaining, and supporting Java-based software applications, APIs, and system integrations that support LendingPoint's business operations and strategic objectives. This position partners with cross-functional teams to deliver scalable, reliable, and secure technology solutions while contributing to software architecture, application performance, and development best practices.

ESSENTIAL JOB FUNCTIONS:

• Design, develop, test, implement, and maintain Java-based software applications, services, APIs, and system integrations.
• Develop and support scalable microservices and distributed applications utilizing Java and related development frameworks.
• Design, develop, and maintain database solutions, including data models, queries, and integrations across SQL and NoSQL environments.
• Participate in the design and development of event-driven applications and system integrations.
• Troubleshoot, analyze, and resolve software defects, production issues, and application performance concerns.
• Collaborate with Product, Quality Assurance, DevOps, and other stakeholders throughout the software development lifecycle.
• Perform code reviews and contribute to development standards, technical documentation, and software engineering best practices.
• Support application deployment, monitoring, performance optimization, and ongoing maintenance activities.
• Participate in application architecture, technical design discussions, and continuous improvement initiatives.
• Ensure software solutions are developed in accordance with established security, scalability, reliability, and compliance requirements.
• Remain current on emerging technologies, development methodologies, and industry trends and recommend improvements where appropriate.

MINIMUM QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum knowledge, skill, and/or ability required.

• 3+ years of professional experience in Java development
• Strong proficiency in Spring Framework and Spring Boot
• Hands-on experience with Kubernetes (K8s) for container orchestration and deployment
• Solid understanding of SQL databases (e.g., PostgreSQL, MySQL) including schema design and query optimization
• Experience with NoSQL databases (e.g., MongoDB, Redis)
• Practical experience with Apache Kafka for building event-driven or streaming applications
• Familiarity with RESTful API design principles and best practices
• Experience with version control using Git and CI/CD pipelines

PREFERRED QUALIFICATIONS

• Experience developing reactive microservices using Spring WebFlux and Project Reactor, with a solid understanding of non-blocking I/O and reactive streams
• Experience with Docker and containerization workflows
• Familiarity with cloud platforms (AWS, GCP, or Azure)
• Knowledge of observability tools (e.g., Grafana, Prometheus)
• Understanding of OAuth2 / JWT-based authentication and security patterns
• Exposure to Agile/Scrum methodologies
• Fintech Domain Experience:
  • Familiarity with loan origination systems (LOS)
  • Experience working with loan servicing platforms (e.g., Loanpro)
  • Understanding of end-to-end lending workflows including application intake, underwriting, decisioning, funding, and post-close processes
  • Knowledge of consumer lending products such as personal loans, auto loans, mortgages, or lines of credit
  • Awareness of regulatory and compliance requirements in lending (e.g., TILA, RESPA, ECOA, HMDA)
  • Experience integrating with credit bureaus (Equifax, Experian, TransUnion) or third-party data providers for identity verification and risk decisioning

COMPETENCIES:

• Customer Service: Exceptional attitude and a passion for providing outstanding service to internal customers.
• Problem Solving and Analytical Thinking: Identifies, analyzes, and resolves technical issues effectively while evaluating alternative solutions and considering business impact.
• Quality Focus: Produces accurate, reliable, and maintainable work; follows established development standards, testing practices, and documentation requirements.
• Collaboration and Teamwork: Builds productive working relationships with team members and cross-functional partners; shares knowledge and contributes to team success.
• Communication: Effectively communicates technical concepts, project status, risks, and solutions to technical and non-technical stakeholders.
• Continuous Improvement: Demonstrates a commitment to learning, innovation, and process improvement; remains current on emerging technologies, tools, and industry trends.
• Accountability and Results Orientation: Takes ownership of assigned work, meets commitments and deadlines, and delivers high-quality solutions that support business objectives.

SUPERVISORY RESPONSIBILITY

None

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to stand, walk, reach, and sit for a minimum of 8 hours with or without reasonable accommodation. The employee is required to use hands to finger, handle, or feel objects and/or tools. The employee is required to talk or hear with or without reasonable accommodation and must sometimes lift and move up to 10 pounds.

WORK ENVIRONMENT

While performing the logistics duties of this job, the employee is frequently exposed to moderate noises such as computers, printers, and other light traffic noise in an office setting.

This role is in-office. Remote work may be performed from a pre-approved location, as arranged, and scheduled by team management and approved by department leadership.

OTHER DUTIES

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change or be supplemented at any time with or without notice.