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Salary
≈ $35k – $71k per year (Estimated)
Location
In office (Pune)
Seniority
Staff
Employment
Full-Time

Confirmed on the employer's own hiring board on Oct 6, 2026. First seen by Alion on Aug 18, 2026. Mastercard scores A on the Alion truth index.

Overview
Company
Impact
Profile match
Mastercard is an American payments technology company whose origins date to 1966, when a group of banks formed the Interbank Card Association to compete with BankAmericard. Like its main rival it does not issue cards or extend credit; it operates the network that authorises, clears and settles transactions between issuing banks, acquirers and merchants in more than two hundred countries. Headquartered in Purchase, New York, the company has built a large services business alongside the core network, covering fraud and identity products through its Ethoca and RiskRecon acquisitions, open banking, consulting and loyalty programmes.

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Lead Software Engineer - Development (Java Full stack developer)Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team - one that makes better decisions, drives innovation and delivers better business results.

Overview:

Background

The Mastercard Authentication Program owns how consumer authentication works for both in-store and e-commerce transactional use cases. The primary purpose of this role is to develop and deliver best-of-breed authentication products for e-commerce transactional use cases that will drive uptake and penetration for the products and revenue for Mastercard. The authentication products that fall within this role’s responsibilities are ID Check, Token Authentication Service and Token Authentication Framework.

If you want a challenging project that is changing the way people do payments, this is the role for you!

As a Lead Software Engineer, you will be responsible for

  • Design and develop secure, reliable, and scalable solutions for globally distributed customer facing products
  • Support development teams and work with stakeholders, promoting agile development
  • Create a culture of technical excellence and innovation
  • Research, create and evaluate technical solution alternatives for the business needs using current and upcoming technologies and frameworks
  • They are hands on all the time and collaborate by writing interfaces, tests; unit or acceptance and architecture fitness functions, outside of meeting rooms.
  • Work with business/product owners to architect and deliver on new services to introduce new products and bundles
  • Participate and contribute to team’s agile process and decisions. Understand and contribute to Prioritization. Drive prioritization decisions and trade-offs in working with product partners
  • Drive the architectural design, including dependent services, service interactions, and policies
  • Take ownership to improve the customer experience of an entire set of services/applications sold as products or bundled services
  • Contribute and lead initiatives by engaging and mentoring Engineers at all levels to improve the craftmanship of Software Engineering
  • Consult across teams and across organization lines to identify synergies and reuse opportunities
  • Conduct technical interviews for hiring engineering staff and raising the performance bar

Technologies: -

1. Java, J2EE, micro services, RESTful APIs, Angular, Web Services, JavaScript, HTML/CSS

2. Framework - Spring (Spring Boot, Spring Data, Spring Batch, Spring REST, Spring Cloud, AOP), Hibernate

3. UI/UX frameworks and best practices (React, Angular)

4. API tooling and design best practices

5. Cloud and DevOps Architecture, especially via Pivotal Cloud Foundry or Kubernetes and Docker

6. Databases - Oracle, SQL server, PostgreSQL, Redis

7. Tools - Eclipse or IntelliJ, Sonar, GIT, Maven, SQL Developer, Jenkins, CI/CD, Gatling

About You

  • Hands-on experience in designing solutions and full stack development in modern technologies for large enterprise technology platforms and systems
  • Hands-on experience in coding Microservices in Java, building UI/UX, frameworks such as React, Angular, spring boot, RDBMS, Oracle and event driven architecture.
  • Experience in deploying applications using CI/CD pipelines, docker containers & Kubernetes to Cloud platforms is preferred
  • Knowledge with Pivotal Cloud Foundry or any other cloud platform AWS or Azure or GCP is preferred.

Working knowledge of application security aspects such as encryption/decryption, PKI, hashing, JWTs, DPoP, zero trust principles, OAuth, OIDC,

  • Has experience designing and implementing solutions focusing on the non-functional concerns - Performance, Scalability, Availability, Extensibility, Supportability, Usability
  • Operate with urgency, fairness and decency to address challenges and solve for new opportunities.
  • Capable of working under pressure - navigating complex initiatives, competing priorities and customer requirements.
  • Strong communicator to maintain internal and external alignment.
  • Familiar with cutting edge industry trends and thorough understanding of development methodologies and standards,
  • Ability to adapt to a fast-changing environment.
  • Has skills to promote and coach teams on take on full stack development and facilitate end-to-end service ownership
  • Has skills to drive trade-off discussions to set right development capacity based on value drivers e.g., regulatory, security, new business, market parity, technical debt
  • Has experience in design and execution of automation across multiple business areas and provides guidance on best methods and tools.
  • Has skills to succinctly articulate architecture patterns of complex systems, with business and technical implications, to executive and customer stakeholders
  • Has skills to define and drive advanced chaos and other operational testing practices to test points of failures, monitors, and system behaviors under adverse conditions e.g., resource spikes, network congestion, component or infrastructure failure
  • Experienced in agile and modern SDLC practices: Scrum/Kanban/Continuous Delivery/DevOps/Quality engineering, and the delivery situations they are used for

• Corporate Security Responsibility

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

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