Backend Payments Engineer - Python

We are looking for a Backend Payments Engineer who will be responsible for designing, developing, and optimising Mishipay's payment processing systems. You will work closely with our product, engineering, and payments teams to ensure seamless, secure, and scalable transaction handling. This role is critical in enhancing our checkout-free payment solutions across multiple geographies.

Responsibilities:

• Design, develop, and maintain robust and scalable backend payment solutions.
• Integrate with payment gateways, processors, and banking APIs to enable smooth transactions.
• Ensure compliance with industry standards, including PCI-DSS and other regulatory requirements.
• Optimise transaction speed, security, and reliability to enhance the customer experience.
• Implement fraud detection and risk mitigation strategies in payment processing.
• Collaborate with cross-functional teams to enhance payment flows and resolve issues.
• Monitor and troubleshoot payment-related issues in production environments.
• Stay updated with the latest trends in fintech and digital payments to drive innovation.

Requirements:

• Experience: 4+ years in backend engineering with a focus on payments or fintech.
• Technical Skills: Proficiency in Python, Django, FastAPI, Node.js, along with experience in microservices architecture.
• Payments Expertise: Strong knowledge of payment gateways (Stripe, Adyen, PayPal, etc. ), transaction flows, and banking APIs.
• Security and Compliance: Understanding of PCI-DSS, PSD2 and other financial security standards.
• Databases: Experience with SQL and NoSQL databases.
• Cloud and DevOps: Familiarity with AWS, GCP, or Azure, along with containerization tools like Docker and Kubernetes.
• Problem-Solving: Ability to troubleshoot and resolve complex payment-related issues.

Nice To Have:

• Knowledge of blockchain-based payment solutions.
• Exposure to AI-driven fraud detection models.