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Salary
≈ $23k – $57k per year (Estimated)
Location
In office (Bengaluru)
Seniority
Principal · 9+ years exp

Confirmed on the employer's own hiring board on Oct 27, 2026. First seen by Alion on Aug 3, 2026. Muthoot FinCorp scores B on the Alion truth index.

Overview
Company
Impact
Profile match
Muthoot FinCorp is a prominent Indian non-banking financial company and the flagship entity of the Muthoot Pappachan Group, dedicated to advancing financial inclusion across the country. The organization offers an extensive range of accessible retail financial solutions, anchored by its core gold loan business alongside microfinance, small business lending, and money transfer services. Headquartered in Thiruvananthapuram, Kerala, it serves millions of customers through a vast nationwide network of thousands of branches.

Principal Engineer

Location: Bangalore

Experience:9+ Years

What is Muthoot Fincorp ONE?

Muthoot Fincorp ONE, is a fintech startup and SBU of Muthoot FinCorp Ltd., building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance.

Our products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortable navigation.

Our promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers' trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

We continue to uphold the values of our parent, the Muthoot Pappachan Group by providing you with easily accessible services, replete with our unmistakable quality.

Muthoot FinCorp ONE believes in an ownership driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured.

What can you expect?

? Build the future, Today - Build for scale in an ever-expanding marketplace

? Attractive compensation * - Attractive salaries and benefits

? Perks & other benefits - Wholesome well-being and personal satisfaction

??? Work with the brightest minds in the industry - Premium colleges, great pedigree and amazing teams

? Dynamic work environment: Stable yet exciting - Constant challenges that test the best in you

? Fast-paced growth - Wide exposure, and terrific mentors to accelerate professional growth

Purpose of this job:

  • Design, develop, document, and test the software products to ensure that the software meets the needs of end-users and achieves the business goals.
  • Provide technical guidance to development teams and oversee the technical aspects of all projects.

Responsibilities:

  • Designing, coding, and debugging software.
  • Improving the performance of existing software.
  • Providing training to other engineers.
  • Maintaining and upgrading existing software.
  • Recommending new technologies that can help increase productivity.
  • Supervising and overseeing the technical aspects of software products
  • Investigating software-related complaints and making necessary adjustments to ensure optimal software performance.
  • Regularly attending team meetings to discuss product road map, brainstorm ideas, and put forward solutions to any issues.

Requirements:

  • 9+ years of proven experience in high-level programming languages, like Java
  • Strong in designing systems that are scalable, reliable, and secured
  • Proven experience in software development methodologies.
  • Proven experience building complex web systems.
  • Bachelor’s degree in computer engineering/computer science or related field.
  • Strong problem-solving and analytical skills.
  • Good communication skills.
  • Excellent organizational and leadership skills

What are we looking for?

  • Strong and demonstrated knowledge in back end technologies - Java, Java Frameworks like Spring Boot, Python, etc
  • Strong in fundamentals of computer science concepts with a focus on data structures, algorithms, and API design.
  • Experience with Implementation of services in a micro-service architecture.
  • hands-on with technologies such as Kafka, Dockers, Containers, Orchestration (Kubernetes) etc
  • knowledge on CI/CD, Git Versioning, debugging
  • Strong in designing systems that are scalable, reliable, secure, and resilient
  • Proven experience in software development methodologies.
  • Proven experience building complex web systems.
  • Strong problem-solving and analytical skills.
  • Good communication skills.
  • Excellent organizational and leadership skills

Preferred :

  • Demonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents, providing technical talks, contributing to technical writings/blogs
  • Experience building and scaling applications on public cloud infrastructure (Docker, AWS/GCP, Kubernetes etc.)
  • Demonstrated interest in open and community-driven platforms.
  • Experience with building fintech products

Qualifications

We are looking to hire an experienced Principal Software Engineer/Lead engineer to design, develop large-scale fintech products, from scratch to process millions of transactions.

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