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Salary
≈ $68k – $124k per year (Estimated)
Location
Hybrid (Berlin, Germany)
Seniority
Senior

Confirmed on the employer's own hiring board on Sep 24, 2026. First seen by Alion on Apr 13, 2026. N26 scores B on the Alion truth index.

Overview
Company
Impact
Profile match

N26

Headquartered in Berlin, Germany, N26 is a digital neobank providing mobile-first personal and business banking services across Europe. Founded in 2013, the fully licensed bank offers checking accounts, sub-account savings tools ("Spaces"), crypto trading, automated budgeting, real-time transaction tracking, and personal lending solutions through an intuitive mobile application. Operating without physical branches, the organization enables retail consumers and freelancers to manage daily finances, international transfers, and personal investments with digital convenience and operational transparency.

Senior Backend Engineer - Payments

About the opportunity

You will work in the Everyday Banking domain for the Payments team. This is where all payment and card transactions are being managed and processed by modern and high-volume systems that power the best customer experience possible. These teams make banking easy, reliable, seamless, and secure - everyday for every customer.

This is a Hybrid role from our Berlin or Barcelona office. 

In this role, you will:

  • Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion.
  • Design, develop, test, deploy, and maintain software in a thriving environment.
  • Mentor junior members in the team by relentlessly guarding code quality through pull requests and helping them when they have questions.
  • Stay up to date with the latest trends in technology and propose findings during our Get Stuff Done Days (GSDD).
  • Work within your cross-functional team to uphold the highest technical standards right across the product.

What you need to be successful:

  • Experience in developing software using a JVM language and Spring Boot in large-scale production systems (experience with Kotlin is a plus).
  • Sound understanding of microservice architecture.
  • Knowledge of both relational and non-relational databases, preferably Postgres.
  • Appreciation of modern cloud architecture, preferably with AWS.

Traits:

  • Actively help yourself (and others) be successful.
  • Continuously learn and challenge the status quo.
  • Think globally, act locally.
  • Strong bias for action and giving/receiving open, direct, and timely feedback.

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked-about disruptors.
  • Employee benefits ranging from a competitive personal development budget, work-from-home budget, and discounts to fitness/wellness memberships.
  • N26 Premium subscription for your personal bank account, plus subscriptions for friends and family.
  • Additional annual leave: One extra day for each year of service.
  • A high degree of autonomy and access to cutting-edge technologies while working with a diverse, international team.
  • Relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empowereverything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to [email protected]. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

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