Technology Consultant - QA Engineer (Payments)

Req ID: 390596

NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now.

We are currently seeking a Technology Consultant - QA Engineer (Payments) to join our team in Pune, Mahārāshtra (IN-MH), India (IN).

Job Title: Technology Consultant - QA Engineer (Payments)

Role Summary

We are seeking an experienced QA Engineer - Payments with strong expertise in payment systems testing, System Integration Testing (SIT), UAT, and end-to-end validation. The ideal candidate should have hands-on experience with SWIFT CBPR+, SEPA, CHAPS, BACS, ISO 20022, and PSD2, along with strong knowledge of payment workflows and testing methodologies.

The role will work closely with Business Analysts, Developers, Project Managers, and business stakeholders to ensure high-quality delivery of payment solutions across multiple channels.

Day to Day Job Duties

• Develop and execute comprehensive Test Plans, Test Cases, and Test Scripts based on business and functional requirements.
• Lead System Integration Testing (SIT) across payment channels, including MultiCash Online.
• Perform SIT, UAT, Regression, Conformance, and End-to-End testing of payment applications.
• Validate payment workflows across SWIFT CBPR+, SEPA Instant, SCT, SDD, CHAPS, and BACS.
• Validate ISO 20022 payment messages and end-to-end transaction processing.
• Identify, document, track, and manage defects using JIRA through closure.
• Perform backend data validation using SQL Server.
• Conduct API testing using Postman and validate application integrations.
• Support testing of certificate-based authentication and secure application connectivity.
• Collaborate with Business Analysts, Developers, Project Managers, and business teams to resolve testing issues.
• Maintain requirements-to-test traceability and ensure adequate functional and regression coverage.
• Prepare Daily Status Reports (DSR), Weekly Status Reports (WSR), test execution reports, and defect reports.
• Prepare SIT Closure Reports and support UAT sign-off activities.
• Participate in Agile/Hybrid ceremonies, release planning, and production readiness activities.

Basic Qualifications

• 5+ years of experience in Software Testing, SIT, UAT, Regression, and End-to-End Testing.
• 3+ years of experience testing Payments applications and payment processing workflows.
• 3+ years of experience with SWIFT/CBPR+, SEPA, ISO 20022, CHAPS, BACS, or similar payment standards.
• 2+ years of experience with JIRA, SQL Server, API Testing using Postman, and backend data validation.

Key Deliverables

• Test Plans, Test Cases, Test Scripts, and Execution Reports.
• Requirements Traceability and Test Coverage Reports.
• Defect Reports and defect lifecycle tracking.
• Daily and Weekly Status Reports (DSR/WSR).
• SIT Closure Reports.
• UAT execution and sign-off support documentation.

Nice to Have

• Strong understanding of ISO 20022 payment message formats and payment lifecycle.
• Knowledge of PSD2 and European payment regulations.
• Experience with MultiCash Online or similar corporate banking/payment platforms.
• Experience with certificate-based authentication and secure payment connectivity.
• Knowledge of payment reconciliation, exception handling, and settlement processes.
• Experience working in Banking, Transaction Banking, or Financial Services environments.
• Experience with Agile/Hybrid delivery methodologies.
• ISTQB certification is preferred.
• Strong stakeholder management, communication, analytical, and problem-solving skills.

About NTT DATA

NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune Global 100. We are committed to accelerating client success and positively impacting society through responsible innovation. We are one of the world's leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services. our consulting and Industry solutions help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more than 50 countries. We also offer clients access to a robust ecosystem of innovation centers as well as established and start-up partners. NTT DATA is a part of NTT Group, which invests over $3 billion each year in R&D.

Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client’s needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com, @nttdatafed.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, https://us.nttdata.com/en/contact-us.

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