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Location
Hybrid (Bengaluru, India)
Seniority
Senior · 4+ years exp

Confirmed on the employer's own hiring board on Nov 3, 2026. First seen by Alion on Oct 23, 2026. Paidy scores A on the Alion truth index.

Overview
Company
Impact
Profile match
Paidy is a Tokyo fintech company founded in 2008 that lets shoppers buy online and pay later without a credit card. Its underwriting model scores users from behavioural data, which suited a market where many consumers avoid revolving credit. The company was acquired by PayPal in 2021 and continues to operate its Japanese service.

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

What you need to know about the role-

As a Senior iOS Software Engineer, you will lead the architecture and quality of the PayPal POS iOS app, including payment-critical flows such as Tap to Pay on iPhone, Key In and reader connectivity. You will guide the team through taking over ownership of the app from our Sweden colleagues and set the bar for how we build, test and release.

Meet our team

Zettle SMB Direct is the part of PayPal that builds the native point-of-sale experience for small and medium-sized businesses: the PayPal POS app (formerly Zettle Go) and the Zettle Terminal. Merchants use it to take card and tap payments, run checkout, manage their product library and inventory, issue receipts, handle refunds and invoices, and see what they earned.

Job Description:

Essential Responsibilities:

  • Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles.
  • Advises immediate management on project-level issues
  • Guides junior engineers
  • Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
  • Applies knowledge of technical best practices in making decisions

Minimum Qualifications:

  • 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications:

Your way to impact

  • Own the architecture of the iOS app and keep it maintainable as the product converges with PayPal.
  • Lead delivery of payment-critical features such as Tap to Pay on iPhone, Key In and reader pairing.
  • Raise the quality bar through automation, observability and release discipline.
  • Mentor engineers and lead the iOS side of knowledge transfer from Sweden.

Your day to day

  • Lead design of complex features and refactors; write design documents and decision records.
  • Own Tap to Pay on iPhone and ProximityReader flows, including entitlements, token and reader configuration.
  • Define standards for architecture, testing, performance and accessibility.
  • Partner with backend, product, design and security to deliver safe payment flows.
  • Run app releases and rollouts and act as incident lead for iOS issues.
  • Review pull requests and coach engineers at CL5 and below.

What do you need to bring-

  • 4 to 7 years of iOS development experience, with a record of shipping and owning a large production app.
  • Deep Swift expertise and strong app architecture, performance and release management skills.
  • Experience with payment or hardware-connected apps: Tap to Pay on iPhone, EMV and contactless concepts, Core Bluetooth.
  • Knowledge of PCI-aware design: handling of PAN and PIN data, tokens and entitlement flows.
  • Experience leading technical work and mentoring engineers.
  • Nice to have: modular app architectures, accessibility, and migration of apps across identity systems.
  • Clear written and spoken English, and comfort working across time zones with teammates in Bangalore and Sweden.
  • A habit of writing things down: runbooks, design notes and decision records.
  • Curiosity about payments and a sense of care for the merchants and customers who depend on the product.

**We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

Subsidiary:

PayPal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing-physical, emotional, and financial-delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

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