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Salary
≈ $9k – $16k per year (Estimated)
Location
In office (Jakarta)
Seniority
Junior · 1+ year exp

Confirmed on the employer's own hiring board on Oct 20, 2026. First seen by Alion on Oct 15, 2026. PayJoy scores B on the Alion truth index.

Overview
Company
Impact
Profile match
PayJoy is a financial technology company that lets people in emerging markets buy smartphones on credit, using device-locking technology as security and building a credit history for customers who have none. It operates in Mexico, Colombia, Indonesia, India, South Africa and other markets through retail partners and also offers cash loans to customers with a repayment record. Founded in 2015, the company is headquartered in San Francisco, California, United States.

About the role

    Merchant Operations is dedicated to providing administrative support in conjunction with internal and external stakeholders, to foster a satisfactory and positive relationship between PayJoy and our partners.

    The Merchant Operations Representative for PayJoy Indonesia will be tasked with taking care of the admin/merchant/clerk (partners) onboarding process, identifying potential risks in current processes, and providing insights to stakeholders. The perfect candidate should be comfortable mentoring and guiding a team, comfortable with people across the organization, and focused on improving processes and issues found to ensure a great customer (admin, merchant, and clerk) experience.

    In this role, they will own, monitor and improve merchant support metrics (e.g. onboarding turnaround time, requirement completeness, etc). Additionally, the hired candidate will report to the Merchant Operations Supervisor, forge strong alliances with the other Merchant Ops team members, and the Commercial team, and interact with other business operations and merchant support team members from other PayJoy-operating countries, ensuring they perform according to local expectations. This role will follow the standardization of PayJoy global merchant support metrics and initiatives (e.g. aligning a common cross-country approach for merchant support quality assurance ratings), seek for optimization of resources (e.g. creating guidance documents from the tools we are using), and manage reporting tasks. This role will be instrumental in the newly launched operations.

Responsibilities

  • Partner Support & Operations: Handle partners’ queries, support requests, and operational coordination. Ensure timely and efficient resolution of issues while maintaining a positive partner experience. Own the partner communication channel and NPS

  • Documentation & Onboarding: Manage merchant/partner onboarding, including documentation, data entry, and record-keeping. Streamline the onboarding process to ensure accuracy and compliance.

  • Store Management: Oversee store-related tasks, including creation, closure, and clerk management. Ensure smooth store operations and effective clerk management.

  • Operational Efficiency: Focus on optimizing processes and ensuring smooth collaboration between teams. Identify bottlenecks, streamline workflows, and facilitate communication between different functions.

  • Perform outbound calls to the customers

  • Execute quality control/assurance/maintenance

  • Standardize, localize, and run the partners' onboarding and support processes

  • Act as a subject matter expert regarding specific issues and concerns raised by the partners

  • Provide accurate, valid, and complete information by using the right methods/tools

  • Provide a weekly report (during a meeting or through a template) and recommendations for better merchant experience for the related managers

  • Perform data reconciliation of payments and disbursements to be coordinated with Finance departments

  • Manage the store’s required clerks / promoters documentation

Requirements

  • Native verbal and written communication in Bahasa Indonesia

  • Basic verbal and written communication in English

  • Strong operations handling mentality and experience on both manual and automated works

  • Willing to work on-site in the SCBD area

  • Intermediate knowledge and experience in data analysis

  • Aligned with PayJoy’s principles and cultures

  • Bachelor’s degree or equivalent

  • Minimum of 1 (one) year of working in merchant support/business support (finance industry background is preferred)

  • Interested in growing a career as a merchant operations professional and manager

  • Must be detail and process-oriented, and have experience working with robust SLAs

  • Self-orientation, drive, and ability to communicate clearly and persuasively to customers

  • Comfortable working on Google Suite (Sheet, Docs, Slides, etc) / Microsoft Excel, and analytics

  • Reliable/strong internet connection (if needed to work from home)

  • Strong interest & experience on CRM tool, Google Script integration and automation will be a plus

Benefits

  • 100% Company Funded : Private Health Insurance for employee and immediate family
  • 20 days vacation
  • Phone finance, headphone, home office equipment and wellness perks.
  • USD$2,000 annual co-working travel benefit
  • USD$2,000 annual professional development benefit
  • USD$500 annual wellness benefit
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