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Location
In office (Kota Bharu)
Seniority
Middle · 3+ years exp
Employment
Full-Time
Overview
Company
Impact
Profile match
Headquartered in Kuala Lumpur, Malaysia, RHB Banking Group is one of the largest fully integrated financial services institutions in Southeast Asia. The group offers a comprehensive suite of conventional and Shariah-compliant financial solutions, including retail and commercial banking, investment banking, asset management, stockbroking, and general insurance. Additionally, it serves retail customers, small businesses, and large corporate clients across Malaysia and multiple regional markets, including Singapore, Indonesia, Thailand, and Cambodia.
  • Maintain and deepen relationships with minimum core portfolio of 30 Middle Market/SME clients.
  • Actively drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients.
  • Carry out account planning with product specialists to identify customers to engage, and products to offer based on their needs.
  • Monitor overall customer experience and per-empt or address any process lapses or delays in TAT.
  • Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget.
  • Provide the qualitative credit assessment for each application.
  • Work closely with Account Managers to prepare credit proposals.
  • Vet, sign and deliver Letters of Offer.

Job Requirements:

  • Candidate must possess at least a Bachelor's Degree in Finance/Accountancy/Banking, Marketing or equivalent.
  • Minimum 3 years of working experience in credit with exposure to credit risk management and commercial including credit processing, evaluation and appraisal is required for this position.
  • Possess strong credit writing and analytical skills.
  • Required skill(s): Networking, Market knowledge, Financial Analysis, Sales, Proactive, Energetic, Result Oriented and Possess good business acumen.
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