Senior Compliance Specialist

Location: Bucharest Contract Type: Employment contract

About Finqware

Finqware is a European fintech company building real-time financial infrastructure for enterprises. As a Payment Institution authorised by the National Bank of Romania (BNR), we operate in a highly regulated environment where technology, security, risk management and compliance need to evolve together.

Our services are passported across the European Economic Area, and our technology is used by leading enterprises to connect and automate their financial operations.

As Finqware continues to grow, we are looking for a Senior Compliance Officer to take ownership of our Compliance function and further develop a strong, pragmatic and risk-based compliance framework.

This is a senior individual contributor role with significant responsibility and direct exposure to management, combining regulatory compliance, compliance risk management and oversight of KYC/AML/CFT activities.

What You’ll Do

Take ownership of Finqware’s Compliance function and continuously develop our compliance framework, policies and controls.

Monitor regulatory developments and translate new requirements into practical policies, processes and controls across the company.

Oversee the KYC, AML/CFT and international sanctions framework, including customer onboarding, ongoing monitoring and customer risk classification.

Identify, assess and monitor compliance risks and ensure appropriate mitigation and escalation.

Act as a key Compliance contact in interactions with BNR and other competent authorities, including regulatory requests and inspections.

Prepare Compliance and risk reporting for senior management and the Board of Directors.

Work closely with management and business teams, providing practical guidance on regulatory and compliance matters.

Coordinate Compliance-related interactions with auditors, consultants and other external stakeholders.

Promote compliance awareness and support relevant training across the organization.

What We’re Looking For

Required

5+ years of relevant Compliance experience, including experience in a senior Compliance role.

Experience within a payment institution, bank, fintech or other regulated financial institution.

Strong knowledge and practical experience with KYC, AML/CFT and international sanctions requirements.

Experience implementing, managing or significantly contributing to a Compliance framework and control environment.

Proven experience with compliance risk assessments and risk-based methodologies.

Ability to translate regulatory requirements into practical policies, procedures, controls and business processes.

Experience interacting with regulatory or supervisory authorities.

Experience preparing Compliance and risk reporting for senior management and/or Boards.

Strong analytical, documentation and communication skills.

High level of professional integrity, independence and accountability.

Advanced written and spoken English.

Strong Advantage

Direct experience working within a Payment Institution.

Previous interaction with the National Bank of Romania (BNR).

Experience with regulatory requirements applicable to payments and fintech companies.

Experience working in a technology-driven financial services environment.

Ideal Candidate Profile

We are looking for someone who combines strong regulatory expertise with a pragmatic understanding of how a technology business operates.

You should be comfortable moving beyond “What does the regulation require?” towards “How do we implement it effectively, manage the risk and demonstrate that it works?”

You should be able to exercise independent judgment, constructively challenge decisions when necessary, communicate complex regulatory topics clearly and see Compliance as both an independent control function and an enabler of sustainable business growth.

What We Offer

Ownership of the Compliance function within a regulated European fintech.

Direct exposure to senior management and corporate governance processes.

The opportunity to develop and continuously improve Finqware’s Compliance framework.

Exposure to BNR, regulatory authorities, auditors and external advisors.

Work across complex areas including regulatory compliance, KYC/AML/CFT, international sanctions and risk management.

Continuous learning in payments, Open Banking and financial technology.

Significant professional responsibility and direct impact on how the company operates and grows.

Why Join Us

Work at the intersection of fintech, payments, regulation and technology.

Play a key role in the development of a regulated Payment Institution operating across Europe.

Work directly with senior management on regulatory and business decisions.

Help build a scalable Compliance framework for the next stage of Finqware’s growth.

Ready to make an impact?

Apply via our Application tab or reach out to [email protected] to apply or learn more.