Junior Underwriter

Position Summary

Celerity Risk is seeking a Junior Underwriter to join its U.S. Cyber Practice. This role will support the underwriting of new and renewal Cyber business, including reviewing submissions, evaluating exposures, assisting with pricing and coverage, and preparing underwriting documentation. Working closely with experienced underwriters, the Junior Underwriter will develop technical Cyber expertise while building strong relationships with brokers and clients. This is an opportunity for an early-career professional to build a foundation in Cyber and specialty insurance underwriting within a collaborative, fast-paced environment.

What will your job entail?

• Supports the underwriting and evaluation of Cyber insurance submissions, reviewing exposure information, applications, loss history, and other relevant underwriting data.
• Assists in assessing new and renewal business against established Cyber underwriting guidelines, appetite, and risk selection criteria.
• Partners with senior underwriters to evaluate risks, develop terms and conditions, and determine appropriate pricing and coverage.
• Reviews and maintains policy and underwriting information to ensure files are complete, accurate, and current throughout the underwriting process.
• Communicates with brokers and clients to gather additional information, respond to questions, and help move submissions efficiently through the underwriting process.
• Develops an understanding of key Cyber risk factors and emerging exposures and applies that knowledge when reviewing individual accounts.
• Supports premium calculations and rating, ensuring rates and underwriting guidelines are applied accurately.
• Prepares quotes, binders, policy documentation, and other materials related to underwriting submissions and policy issuance.
• Builds relationships with brokers and serves as a responsive point of contact for submission status, underwriting questions, and general inquiries.
• Tracks underwriting activity, portfolio information, and key performance metrics to support management reporting and portfolio analysis.
• Collaborates closely with underwriting colleagues and other business partners to coordinate account activity and deliver a consistent broker and client experience.
• Maintains underwriting documentation and supports internal and external audit requests as needed.
• Ensures underwriting activities comply with company policies, underwriting guidelines, regulatory requirements, and applicable compliance standards.
• Participates in ongoing training and development to build technical expertise in Cyber insurance, underwriting, risk assessment, and the broader specialty insurance market.

Work Experience and Education

• Bachelor’s degree in Risk Management, Insurance, Finance, Business Administration, Cybersecurity, or a related discipline preferred. Relevant professional experience will also be considered.
• 2+ years of professional experience in insurance, underwriting, brokerage, risk management, financial services, or a related field preferred.
• Prior Property & Casualty or Cyber insurance experience is a plus, but not required.
• Strong analytical, organizational, and communication skills with an interest in developing a career in Cyber and specialty insurance underwriting.
• Ability to manage multiple priorities, work collaboratively, and demonstrate strong attention to detail.

Licenses & Certifications

• Must obtain and maintain applicable state P&C and/or surplus lines licenses as required.
• Progress toward industry designations such as CPCU, RPLU, or ARM is a plus.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Ourvision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexualorientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. Thispolicy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $68,200.00 - $80,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [email protected]

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.