Reconciliation & Settlement Officer

Reconciliation & Settlement Officer

Company: Simbrella Ghana
Location: Accra, Ghana
Employment Type: Full-Time

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Company Profile

Simbrella is a financial technology company that provides innovative mobile financial solutions to financial institutions, mobile network operators and other business partners. Through technology-driven solutions and financial services, the company supports digital transformation, promotes financial inclusion and enables businesses to deliver accessible financial products.

Simbrella Ghana is seeking a detail-oriented, analytical and highly organised Reconciliation & Settlement Officer to join its finance and operations team in Accra.

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The successful candidate will oversee daily transaction reconciliation, coordinate settlement processes and ensure the accurate and timely movement of funds between the company, financial institutions and business partners. If you have strong numerical skills, financial accuracy and a passion for operational excellence, we welcome you to join our growing team.

Key Responsibilities

• Perform daily reconciliation of financial transactions across internal systems, bank statements, mobile money platforms and partner reports.
• Verify transaction records to ensure accuracy, completeness and consistency across all relevant platforms.
• Monitor and coordinate settlement activities to ensure timely and accurate payments to business partners and financial institutions.
• Identify, investigate and resolve transaction discrepancies, unmatched entries, duplicate transactions and settlement differences.
• Track failed, pending, reversed and disputed transactions and ensure timely resolution.
• Prepare daily, weekly and monthly reconciliation and settlement reports for management.
• Maintain accurate records of all financial transactions, settlement instructions and reconciliation activities.
• Liaise with banks, mobile money operators, payment service providers and other stakeholders to resolve transaction-related issues.
• Monitor settlement timelines and follow up on outstanding balances and delayed payments.
• Support month-end and year-end financial closing activities by providing accurate reconciliation schedules and supporting documentation.
• Investigate variances between transaction records and general ledger balances and recommend appropriate corrective actions.
• Ensure that all reconciliation and settlement activities comply with company policies, financial controls and applicable regulatory requirements.
• Identify opportunities to improve reconciliation processes, strengthen internal controls and reduce operational errors.
• Maintain proper documentation and audit trails for all reconciliation and settlement activities.
• Collaborate with the Finance, Operations, Technology and Customer Support teams to resolve transaction and settlement challenges.
• Escalate significant discrepancies, financial risks and unresolved settlement issues to the appropriate management team.

Requirements and Qualifications

• A bachelor’s degree in Accounting, Finance, Banking, Economics or a related discipline.
• A professional accounting qualification or progress towards one is an advantage.
• Previous experience in financial reconciliation, settlements, accounting, banking or payment operations.
• Experience in fintech, mobile money, electronic payments or financial services is an added advantage.
• Good understanding of financial transactions, payment systems, settlement procedures and reconciliation principles.
• Strong numerical, analytical and problem-solving skills.
• Excellent attention to detail and a high level of accuracy.
• Proficiency in Microsoft Excel and other relevant financial reporting tools.
• Ability to work with financial databases, transaction management systems and accounting software.
• Strong organisational and time-management skills.
• Ability to investigate discrepancies and resolve issues within established timelines.
• Excellent communication and interpersonal skills.
• High levels of integrity, confidentiality, accountability and professionalism.

What We Are Looking For

We welcome a proactive and analytical professional who takes pride in maintaining financial accuracy and operational efficiency.

You should demonstrate a strong sense of responsibility, pay close attention to detail and confidently investigate discrepancies until you identify the root cause. Your ability to manage deadlines, work collaboratively and maintain accurate financial records will contribute to the efficiency and reliability of Simbrella Ghana’s payment and settlement operations.

This is an excellent opportunity to grow your career in the dynamic financial technology industry while contributing to the delivery of reliable digital financial services.

How to Apply

Apply online by clicking on the application button.

Application Deadline: 20 November 2026

Explore more opportunities: Browse accounting jobs in Ghana, banking jobs in Ghana, or job vacancies in Accra.