Sr Manager, Risk Management Stress Testing

Job Summary

Risk Portfolio Analytics is responsible for strengthening the Bank’s forward looking credit risk capabilities through management stress testing, portfolio analytics and decision-oriented risk insights.

The Senior Manager, Risk Portfolio Analytics will support the application, implementation and ongoing use of Management Stress Testing models and analytics for Credit Risk across Corporate and Institutional Banking Portfolio. The role combines hands on analysis, model implementation and UAT, model monitoring, and management reporting, with modelling activities focused on enhancement, testing and interpretation rather than primary model ownership.

This is a delivery focused, non-people manager role, suited to candidates with strong technical grounding who can operate effectively in a controlled, multi stakeholder environment.

Key Responsibilities

Stress Testing & Modelling

• Apply and enhance Management Stress Testing (MST) models to support the assessment of stressed financials, credit metrics, RWA, ECL, and portfolio risk impacts.
• Drive targeted model enhancements, validation activities, testing, and documentation, with a focus on model application rather than full lifecycle ownership.
• Perform analytical validation, sensitivity testing, benchmarking, and plausibility assessments to ensure robustness and reliability of model outputs.
• Leverage knowledge of Model Risk Management (MRM) principles and model lifecycle governance to support model oversight activities.

Model Implementation, Testing & Productionisation

• Support the implementation of stress testing models and analytical capabilities within enterprise risk platforms.
• Lead and coordinate User Acceptance Testing (UAT) and User Verification Testing (UVT), including test planning, execution, result validation, defect management, and remediation tracking.
• Collaborate with Technology, Change, and Data teams to support model productionisation, operational readiness, and BAU transition.

Model Monitoring & Analytical Insights

• Develop, automate, and execute model monitoring processes to assess model stability, performance, and outcome reasonableness.
• Conduct periodic reviews of stress testing outputs to ensure consistency, transparency, and interpretability.
• Build analytical views and dashboards to support trend analysis, scenario comparisons, portfolio insights, and management decision-making.

Stress Testing Execution & Management Reporting

• Own and coordinate end-to-end execution and orchestration of Management Stress Testing runs across portfolios and risk types.
• Prepare materials for management committees, governance forums, and working groups, clearly articulating stress testing results, key drivers, assumptions, and limitations.
• Deliver concise, insightful analysis tailored for senior risk stakeholders and executive audiences.
• Support ad hoc analytical reviews and reporting requests related to stress testing, portfolio risk, and emerging risk themes.

Stakeholder Engagement & Collaboration

• Partner closely with Credit Officers, Scenario Design teams, Modelling, Model Validation, Finance, Data, Technology, and Change stakeholders.
• Support effective issue resolution through structured analysis, clear communication, and timely execution of deliverables.
• Foster a collaborative, delivery-focused culture that promotes continuous improvement and knowledge sharing.

Risk, Data & Governance

• Identify, investigate, and remediate data quality issues impacting stress testing outcomes in collaboration with data owners and upstream teams.
• Ensure all modelling, analytical, and reporting activities comply with Group policies, model governance standards, regulatory requirements, and internal controls.
• Maintain comprehensive documentation covering methodologies, testing, monitoring, governance decisions, and analytical outputs.

Conduct & Values

• Demonstrate exemplary professional conduct and consistently uphold the Group's Values and Code of Conduct.
• Take personal accountability for risk management, compliance, and conduct-related responsibilities, including proactive escalation of issues where appropriate.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• CIB Credit
• CCIB Modelling teams
• Risk and CFCC Data Strategy Team
• Risk and CFCC Change teams
• Technology
• Group Finance
• Country CROs
• Enterprise Risk Management - SRMG and Scenario Design

Skills and Experience

• SAS, Python, R and Excel skills
• RWA/ECL Knowledge
• Stress Testing knowledge
• CCIB Credit Knowledge
• Experience of producing portfolio insights for management consumption
• Experience of working under pressure to produce high quality reporting in a highly controlled environment

Qualifications

• 5-7 years’ experience in credit risk analytics, stress testing, portfolio analytics, risk modelling or related roles.
• Practical exposure to model development and implementation within a governed risk framework.
• Experience working with stress testing outputs, RWA and/or ECL concepts.
• Strong analytical skills with the ability to explain complex results clearly to non-technical stakeholders.
• Strong skills in Python, SQL and Excel for analytical work.
• Experience operating in a highly controlled reporting or regulatory environment.
• Strong self starter with the ability to learn quickly, work independently, and contribute across analytics, UAT/implementation and reporting in a demanding delivery environment.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.