Product Manager - Risk & Analytics

Role Overview:

We are looking for a Product professional to drive risk, analytics and data-led product solutions for the Business Lending portfolio, with a strong focus on improving credit decisioning, underwriting, portfolio monitoring and customer experience.

Key Responsibilities:

- Own product roadmap for credit risk, underwriting and analytics across business lending.

- Build and enhance data-driven credit decisioning, policy rules and risk frameworks.

- Work with Risk, Credit, Engineering and Business teams to translate business problems into scalable product solutions.

- Develop early-warning, portfolio monitoring and risk segmentation frameworks.

- Identify opportunities to improve approval rates, TAT, credit quality and portfolio performance through analytics.

- Integrate and leverage bureau, GST, banking, financial and external data sources for underwriting.

- Define product requirements, metrics, dashboards and success criteria; drive execution from concept to implementation.

- Continuously evaluate portfolio performance and convert insights into policy/product interventions.

Key Skills:

- Business Lending / MSME / SME / Commercial Lending

- Credit Risk & Underwriting

- Product Management & Analytics

- Data-driven decisioning and risk policy

- Strong understanding of Bureau, GST, Banking & Financial Data

- SQL / analytical skills; familiarity with Python and data science preferred

- Strong stakeholder and problem-solving skills

Skills

IT Product Management, Product Roadmap, IT Jobs in BFSI