Business Analyst - Payment Clearing Systems

Job Title: Business Analyst - Payment Clearing Systems

• Experience: Minimum 5-10 years of experience of designing payment flows, ensure ISO 20022 compliance, map API messages, and manage message routing across global clearing systems like ACH, Fedwire, SEPA, and SWIFT for enterprise platform

Required Knowledge & Skills

• Payment Rails: Deep understanding of clearing cycles, cut-off times, and messaging standards for ACH, wire, real-time/instant payments, and SWIFT.
• Architecture: Familiarity with enterprise payment hubs, orchestration layers, and ledger posting systems.
• Compliance & Security: Knowledge of Sanctions Screening, AML, KYC, and fraud prevention hooks.
• Tools & Methods: Agile/Scrum delivery, JIRA, Confluence, SQL / NoSQL for data analysis, and Postman for API testing

Key Responsibilities

• Requirements Gathering: Translate business goals into functional specs and user stories for payment processing engines.
• Global Rail Integration: Configure rules for domestic and cross-border rails, including ACH, Fedwire, CHIPS, SEPA (Credit Transfer/Instant), and SWIFT (MT and MX/ISO 20022).
• Clearing and Settlement: Design end-to-end clearing workflows, exception handling, returns, rejections, and liquidity management.
• Data Mapping: Build data-mapping documents for legacy formats and modern ISO 20022 XML standards.

S YNECHRON’S DIVERSITY & INCLUSION STATEMENT

Diversity & Inclusion are fundamental to our culture, and Synechron is proud to be an equal opportunity workplace and is an affirmative action employer. Our Diversity, Equity, and Inclusion (DEI) initiative ‘Same Difference’ is committed to fostering an inclusive culture - promoting equality, diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger, successful businesses as a global company. We encourage applicants from across diverse backgrounds, race, ethnicities, religion, age, marital status, gender, sexual orientations, or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements, mentoring, internal mobility, learning and development programs, and more.

All employment decisions at Synechron are based on business needs, job requirements and individual qualifications, without regard to the applicant’s gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.

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