BaNCS Implementation consultant-Payments Transformation

Roles & Responsibilities

• Own delivery across full lifecycle: Discovery → Solutioning → Configuration → Integration → Data Migration → SIT/UAT → Go-Live → Stabilization
• Ensure compliance with TCS BaNCS Implementation Methodology and program governance standards
• Drive execution of multi-phase rollouts and complex cutover strategies
• Strong command over BaNCS Payments modules including: Funds Transfer, Instant Payments, Bill Payments, Direct debits
• Hands-on exposure to real-time and batch payment processing flows
• Deep understanding of payment clearing & settlement mechanisms: NEFT, RTGS, SWIFT (MT/MX), ISO 20022, CBPR+, NPP, BECS, IBG, Hongkong FPS
• Govern BaNCS Service Integrator (SI) and integration landscape: o MQ, APIs, Host Interfaces, ISO message transformations
• Experience in API-led integration, event-driven architecture, and microservices-based ecosystems
• Ensure alignment with BaNCS Integration Workbench / API frameworks
• Oversee external system integrations: Channels, Core Banking, SWIFT gateways, Clearing systems

Must Have

• Minimum 2–3 full lifecycle BaNCS implementation experience (Payments)

Deep expertise in

• BaNCS architecture & framework
• Integration patterns (MQ, APIs,ISO messaging)
• Real-time payments & clearing systems

Proven experience managing:

• Tier-1 bank implementations
• Multi-country / multi-entity rollouts

Strong exposure to:

• BaNCS SI / Integration Workbench / API frameworks

Good to have

• Regulatory programs (CBPR+, ISO migrations)
• High-volume transaction processing environments
• Non-functional requirements (Performance, Security, Scalability)

Skills

RTGS, Direct payments, Electronic Fund Transfer, rollout plan, Payment Processing, Timely Payments, Interfaces, Systems Compliance, ISO 20022, Event-Driven Architecture (EDA), Swift (Programming Language), Mq Workflow, Microservice, API, Bancs, Delivery Management