Credit Analyst

You will join a small credit team at a fast-growing fintech lender in Stockholm, assessing and monitoring growth-stage technology companies. The focus is company analysis and portfolio monitoring, with room to grow as the business does.

You will work day-to-day with experienced credit professionals and closely with the founders, in a team that uses AI tools heavily to automate analysis and improve credit processes.

What You’ll Do:

• Analyze new and existing borrowers: growth, profitability, cash burn, retention, and overall credit quality
• Build financial models with operational drivers and scenario analysis
• Prepare credit memos and present recommendations for credit decisions
• Monitor the portfolio: covenants, early-warning signals and regular credit reviews
• Prepare data and reports for internal stakeholders and funding partners
• Improve and automate credit workflows using AI tools
• Join calls with borrowers’ management teams during due diligence

Requirements:

• Around 1-3 years of experience in investment banking, private equity, venture capital, venture debt, consulting, or bank/fintech credit
• Very strong Excel skills
• Hands-on experience with AI tools such as Claude for analysis or everyday work
• Solid financial modelling and analytical reasoning; able to structure a credit view and explain it clearly
• Fast learner, comfortable picking up new business models quickly
• Fluent English
• Located in or near Stockholm

Nice to Have:

• Exposure to subscription or recurring-revenue business metrics
• Experience working with large datasets

Why Join?

• Intellectually demanding credit work: every case needs real judgement, not only a scoring model
• A small, flat and very international team where everyone’s opinion counts
• Fast growth that creates real room for more responsibility
• A chance to shape how AI is used in credit decisions

We Offer:

• Highly competitive base salary
• Stock options
• Wellness allowance
• Around a 40-hour working week with give-and-take flexibility
• Regular team gatherings and events
• Location: Stockholm, on-site around 4 days a week