Enterprise Risk Manager (m/f/d)
Confirmed on the employer's own hiring board on Oct 19, 2026. First seen by Alion on Oct 13, 2026.
ABOUT US
Unzer is a leading European fintech company with a mission to simplify international payments for e-commerce and retail businesses. Our brand was formed from 13 companies that now contribute to building a unique product covering the entire payment flow.
At Unzer, we are driven by the belief that customers should enjoy a seamless shopping experience, no matter where they choose to shop. We are a team of over 750 experts of 55 different nationalities, dedicated to creating a state-of-the-art unified commerce platform. Our goal is to enable businesses to delight their customers with a seamless payment experience.
Whether you're a tech enthusiast, a payment expert, or a dedicated support professional, we are looking for individuals who are passionate about making a difference.
Our offices: We are based across Austria, Denmark, Germany, and Luxembourg, with a HQ in
Berlin.
ABOUT THE TEAM
The team safeguards Unzer’s performance and reputation by proactively managing enterprise-wide financial risks and non-financial risks - covering capital, liquidity, credit/counterparty, market and settlement risk as well as operational, process and control risks, provide independent oversight, embedding the risk framework, ensuring regulatory compliance and fostering a strong risk culture - enabling informed decisions and sustainable growth within risk appetite. Acting as second-line-of-defenseexpert across both risk domains, the role brings particular depth in financial risk and translates quantitative risk insights into actionable management information. Unzer lives a customer-centric organization, so that the Enterprise Risk Manager is fully aware of who his/her customers are and leads by example in striving to have all Financial & Non-Financial Enterprise Risk processes, documentations and ways of working to be customer-first, pragmatic and solution-orientated to the highest degree possible.
What your work will look like:
Serve as the (local) subject matter expert, supporting teams and individuals in financial and non-financial risk-related topics with in-depth expertise in financial risk (capital adequacy, liquidity, credit/counterparty, market and settlement risk).
Ensure effective/sound implementation and integration of the risk management framework across all Unzer entities, adhering to relevant regulatory requirements (EBA, CSSF, MaRisk, DFSA, and/or other applicable EU regulations), including risk appetite statement and the derived financial and non-financial risk limits and thresholds.
Identify and address gaps in the risk framework while proactively proposing solutions, changes, or preventive measures; conduct risk analyses and review existing controls for effectiveness, including scenario and stress testing as well as risk reporting with key risk indicators for management and committees.
Assess, review, and contribute to continually improve the risk management framework, ensuring it remains effective amid changing regulatory and business needs.
Contribute with developing, updating, and maintaining risk policies, procedures, and related documentation across both risk domains.
Support both internal and external audits, including regulatory audits; implement and monitor of trainings and programs to promote risk awareness within the organization; collaborate independently with other Group Risk Control functions on projects, tasks and enterprise risk-related initiatives, seeking guidance for complex or unfamiliar scenarios.
What you need to be successful in this role:
Solid knowledge of regulatory requirements concerning financial (enterprise) risk - e.g. capital and liquidity adequacy and safeguarding of client funds on the financial side, and internal control and operational risk requirements on the non-financial side.
Solid experience with internal control systems and risk management frameworks, with an understanding of payment/financial services and/or acquiring business operations considered an advantage.
Exposed to and having knowledge of relevant European regulations, with emphasis on German, Luxembourg, and Danish requirements.
At least 3 years of experience in the fields of enterprise risk, risk control, risk management, audit, or consulting, ideally with a demonstrable focus on financial risk topics; strong quantitative and analytical skills and confident handling of financial data, risk metrics and reporting tools.
Ability to interpret regulations and clearly present conclusions and plans to a range of stakeholders, both orally and in writing.
Proficiency in English, German, and/or Danish, with strong verbal and written communication skills.
Please note that we will not sponsor your visa or relocation, and you must have a valid work permit to be eligible for this position.
What's next ?
Does it sound exciting? - Apply with your CV in English. Please don’t shy away if you don’t meet all the requirements! We’re looking forward to meeting you.
We will get back to you within 14 days of receiving your application.
The interview process includes: a 30min intro call with a TA Partner, 60min conversation with the hiring manager, 60 min skills assessment and a 30min final call. Please note the process might alter depending on our team’s availability.