AML/CFT Investigator

Viva.com is the first Tech Bank in Europe for businesses, serving 31 countries through its pan-European critical infrastructure for payments & banking services.

Viva.com’s offering spans omnichannel payment acceptance, deposit accounts, card issuing, and a broad suite of financing solutions, providing businesses of all sizes and sectors with the tools they need to operate efficiently, both domestically and internationally, through a single integrated platform.

Viva.com pioneered and leads in Tap on Any Device technology, enabling acceptance on any Android device or iPhone, while connecting directly to all major international and domestic card schemes, local payment systems, and alternative payment methods across Europe.

The Role

Conducts transaction monitoring investigations and financial crime screening activities, including sanctions, PEP, adverse media and other relevant checks, to identify suspicious transactions and assess potential financial crime risks.

Receives and manages requests from competent authorities, verifies the implementation of the requested actions, and prepares the relevant responses.

Key Responsibilities

• Review transaction monitoring alerts;
• Review and investigate sanctions, PEP, adverse media and other screening alerts;
• Receive and manage requests from competent authorities;
• Document investigation outcomes;
• Escalate suspicious activity;
• Support SAR/STR processes;
• Apply AML/CFT procedures;
• Meet productivity and quality targets;
• Leverage AI tools to support investigation process improvements.

At Viva.com, we believe in amplifying human potential through AI. When you join us, you're stepping into a future-forward environment where technology empowers every role, driving smarter, more efficient.

Requirements

• Minimum 2 years of experience in AML/CFT investigations, transaction monitoring or related AFC roles, ideally within fintech, payments or banking;
• Strong understanding of AML/CFT regulatory frameworks (FATF, EU AMLD, EBA/ECB guidelines) and ability to apply them pragmatically;
• Willingness to work with AI-assisted investigation tools; prior exposure is a plus but not required;
• Strong analytical and critical-thinking skills, with the ability to interpret complex information and identify meaningful patterns;
• Excellent written communication skills and ability to draft clear, structured investigation narratives;
• Collaborative and curious mindset, comfortable working in a cross-functional environment;
• Readiness to work full-time on-site and contribute actively to a high-quality, learning-oriented investigative culture;
• Additional experience with graph analytics, QA/QC, CAMS/ICA certifications or basic SQL/Python knowledge is considered beneficial.

Benefits

Competitive compensation package;

Annual bonus based on your performance and targets’ achievement;

Private health insurance for you and your family;

Top of the Line tools and equipment;

Career development and regular feedback to develop your skills;

Employee Wellness Program like Daily group sessions led by professional coaches