Technical Business Analyst – SQL & API

Job Title

Technical Business Analyst – SQL & API (Banking experience required)

Description

Location: Sandton – Work from office daily (8 hours in office required). Domain: Banking. 

Role Overview: We are seeking a highly skilled Technical Business Analyst with 7+ years of experience and deep expertise in credit decisioning, lending systems, and banking technology. The successful candidate will act as the bridge between business, risk, credit, operations, and technology teams to deliver solutions that automate and optimize credit origination, underwriting, and decisioning processes. The ideal candidate will have hands-on experience with SQL, API integrations, decision engines, data mapping, and systems analysis.

Responsibilities

• Gather, analyze, and document business, functional, and non-functional requirements.
• Conduct workshops with Credit Risk, Underwriting, Operations, Product, and Technology stakeholders.
• Translate business requirements into user stories, process flows, BRDs, FRDs, and technical specifications.
• Analyze existing credit decisioning workflows and identify opportunities for automation and optimization.
• Support the design and implementation of credit policies, scorecards, and decision rules.
• Perform system analysis and define integration requirements across multiple banking platforms.
• Create API specifications and integration mappings; document data flows, field mappings, and validation rules.
• Work closely with solution architects and engineering teams to design scalable solutions, including microservices and event-driven patterns where applicable.
• Analyze source-to-target data mappings and data transformation requirements.
• Execute SQL queries for data analysis, validation, and reconciliation exercises.
• Support data quality initiatives and produce reports on credit decision outcomes and operational performance metrics.
• Develop detailed acceptance criteria and test scenarios; support SIT, UAT, and production validation activities.
• Perform defect triage, root-cause analysis, and ensure delivered solutions align with business, compliance, and risk requirements.
• Collaborate with stakeholders to prioritize enhancements and provide ongoing operational support post-deployment.

Skills

• SQL
• RESTful API
• API integration
• API specification
• Decision engines
• Credit decisioning
• Lending systems
• Credit risk analysis
• Underwriting processes
• Data mapping
• Data modeling
• ETL
• System analysis
• BRD/FRD documentation
• User stories
• Process mapping
• Agile methodologies
• Microservices
• Event-driven architecture
• Data validation
• Data reconciliation
• Reporting and dashboards
• SIT/UAT coordination
• Root cause analysis
• Solution design
• Stakeholder workshops

Qualifications

• 7+ years of experience as a Technical Business Analyst or similar role, with a focus on banking, lending, and credit decisioning.
• Bachelor's degree in Computer Science, Information Systems, Finance, Business, or related field (or equivalent experience).
• Proven experience with lending systems, credit decisioning platforms, and credit risk processes.
• Strong SQL skills for data analysis, validation, and reporting.
• Hands-on experience with API integration, API specifications, and working with RESTful APIs.
• Experience with decision engines, scorecards, and decision rule configuration.
• Familiarity with microservices, event-driven architectures, and modern integration approaches.
• Excellent communication, stakeholder management, and workshop facilitation skills.
• Attention to detail, strong analytical mindset, and the ability to translate complex business needs into technical specifications.
• Experience supporting SIT/UAT and production validations in regulated banking environments.