CTO (Chief Technology Officer)

This role is for one of Weekday’s clients

Min Experience: 25+ years

Location: Mumbai

JobType: full-time

We are seeking an entrepreneurial and visionary Chief Technology Officer (CTO) to lead the technology strategy, product engineering, and innovation roadmap for a growing consumer fintech business. This is a senior leadership opportunity for a technology professional with strong experience building B2C products, scaling startups, and developing AI-powered solutions.

The CTO will work closely with the founders and business leadership to define the organisation’s technology vision, build scalable and secure digital platforms, and deliver innovative financial products that enhance customer experience and drive business growth. The role offers an opportunity to take ownership of the complete technology journey, from product development and MVP launches to large-scale platform expansion.

Requirements

Key Responsibilities

1. Technology Strategy and Vision

• Define and execute the overall technology strategy, architecture, and product engineering roadmap.
• Drive technology-led innovation to strengthen the organisation’s competitive position in the consumer fintech market.
• Align technology priorities with business objectives, product strategy, and long-term growth plans.
• Evaluate emerging technologies and identify opportunities to improve product capabilities and operational efficiency.

2. Product Engineering and Architecture

• Architect and develop intelligent, scalable, reliable, and secure digital platforms at the intersection of financial services and artificial intelligence.
• Lead end-to-end product engineering, from concept development and MVP launches to continuous improvement and large-scale deployment.
• Establish robust engineering practices, architecture standards, and development processes.
• Ensure seamless customer onboarding, intuitive digital experiences, and high-performance financial product platforms.

3. AI and Technology Innovation

• Lead the development, deployment, and integration of AI-powered products and solutions.
• Identify practical applications of AI that create measurable improvements in customer experience, product differentiation, and business growth.
• Drive experimentation, rapid prototyping, and iterative product development.
• Build technology capabilities that support the evolving needs of consumer fintech and digital financial services.

4. Team Building and Leadership

• Build, lead, and mentor a high-performing technology and engineering team from the ground up.
• Attract, recruit, and retain exceptional technology talent to support the organisation’s product and business ambitions.
• Establish a collaborative, agile, and ownership-driven engineering culture.
• Work closely with product, business, and leadership teams to ensure effective execution of technology initiatives.

5. Scalability, Security and Infrastructure

• Design and implement scalable cloud infrastructure and robust technology systems.
• Establish strong security practices, system reliability standards, and operational controls.
• Ensure platforms can support growing customer volumes, evolving product requirements, and business expansion.
• Champion modern engineering methodologies and best practices to improve development speed, quality, and platform resilience.

6. Strategic and Business Collaboration

• Partner with founders and senior leadership to translate business vision into technology-led execution plans.
• Provide technical direction and strategic inputs for product expansion and market growth.
• Represent the organisation’s technology vision in discussions with senior stakeholders, industry leaders, and the board.
• Build a culture of innovation, accountability, and continuous learning across the technology organisation.

Qualifications and Experience

• Bachelor's degree in Computer Science from an IIT in India or a similarly renowned institution is mandatory.
• Proven experience in technology leadership and product engineering within B2C startups.
• Demonstrated success in building, launching, and scaling AI-driven products or technology solutions.
• Strong understanding of consumer fintech, digital financial products, and technology-enabled business models.
• Experience in designing scalable, secure, and high-performance digital platforms.
• Ability to lead product engineering teams and manage the complete technology lifecycle.
• Strong strategic thinking, entrepreneurial mindset, and commitment to building high-impact products.
• Excellent leadership, communication, decision-making, and stakeholder management skills.

Good-to-Have Skills

• Scalability and distributed system architecture.
• Polyglot programming and multi-technology environments.
• AI/ML product development and integration.
• Cloud infrastructure and modern engineering practices.
• Experience scaling technology platforms in high-growth B2C businesses.