Credit Analyst-1

With 75 years of experience, our focus is on helping the most vulnerable children overcome poverty and experience fullness of life. We help children of all backgrounds, even in the most dangerous places, inspired by our Christian faith.

Come join our 31,000+ staff working in nearly 100 countries and share the joy of transforming vulnerable children’s life stories!

Employee Contract Type:

Job Description:

MAJOR RESPONSIBILITIES

30% Identify and Report current and emerging Credit Risk within VFT-MFB

· Facilitates Identification and Reporting current and emerging Credit Risk within VFT-MFB

· Prepares summary of monthly and quarterly credit reports by branches, by products, by cycle

· Review risks on new products & projects

· Prepares credit risks trends of branches and products & projects

· Risk mitigation measures

· Reduce loss

· Profitability

15% Preparation of mortgage documents

· Compiling of all recommended documents for mortgage

· Prepare mortgage document After loan process approval

· Risk Avoidance

· Reduced Loss

· Compliance

(25%)Assist with enhancement of VFT-MFB Credit Risk Appetite

· Effectively communicate & implement RMF (Risk management Findings) within VFT

· Determine the need for more thorough investigation on poorly performing products & projects

· Risk awareness

· Better working relationship

· Reduced loss

(30%)Preparations of Reports

· Prepares and complies BOT and CRB reports

· Is a contact person with Credit Info, BOT on all matters of Credit Report for CRB

· Completing and submitting credit reference report to BOT on monthly basis

· Handles customer disputes regarding Credit reference status by validating and update their status with CRB, where appropriate clears Bank upon customer request

· Preparation of vintage reports

· Preparation of PEP reports

· Daily collection efficiency report

· Improved Customer relationship

· Compliance

· Good public Reputation

KNOWLEDGE, SKILLS AND ABILITIES

List education, knowledge & skills, licenses preferred, and all experiences required to perform this position in a fully competent manner.

Minimum education, training and experience requirements to qualify for the position:

List academic, technical skills or other knowledge required as a minimum qualification for this position.

· Master /Post graduate in Business Administration, Finance, Risk Management

· Bachelor Degree in Marketing, Business Administration/Law/Accounting, Risk Management

· Very good knowledge of oral & written English

· Very good analytical & reporting skills

· 5 years experience in credit management is an added advantage

DISCLAIMER;-

'VisionFund maintains a zero-tolerance policy for violence, abuse, or sexual exploitation against children and vulnerable adults by any staff or affiliates. To ensure client and community protection, we strictly prohibit hiring anyone with an unsuitable background, regardless of whether their role involves direct contact. Every team member must understand these safeguarding priorities and remain open to ongoing training

Applicant Types Accepted: