Loan Operations Internal Audit Analyst

About World Business Lenders (www.wbl.com)

At World Business Lenders (WBL), we are dedicated to providing general-purpose, short-term commercial loans backed by real estate collateral for a diverse range of small and medium-sized businesses across the United States that may not have access to traditional funding options. We take pride in managing our loan portfolio as well as offering services for third-party loans, with a special emphasis on non-performing loan pools and REO management.

• WBL is a U.S.-based company that embraces a 100% remote work environment for candidates located in Turkey, Latin America, and India.
• Our working hours are 9:00am-6:00pm Eastern Time, from Monday to Friday.
• The role requires an excellent command of both oral and written English.

Please submit your resume in English.

Requirements

• Education:
• A Bachelor’s degree in Accounting, Finance, or a similar field is required.
• Experience:
• We're looking for candidates with 1 to 5 years of experience in internal auditing, loan operations, risk management, or compliance in the financial services sector.

• Industry Background:
• Previous experience in banking, financial services, or lending institutions is essential.
• Proficient in commercial lending, mortgage lending, or consumer loan operations.
• In-depth understanding of the complete loan lifecycle, encompassing loan origination, underwriting support, documentation review, funding, servicing, and collections.
• Knowledgeable about loan documentation requirements, credit files, and the essential operational controls within lending processes.
• Adept at pinpointing operational risks, addressing process inefficiencies, and identifying control weaknesses within loan operations.
• Experience with internal audits, quality assurance, or compliance reviews specifically related to lending operations.

Key Responsibilities:

• Execute internal audits and conduct thorough operational reviews throughout the loan lifecycle, encompassing origination, underwriting, servicing, and collections.
• Spot and address process inefficiencies, operational risks, and control gaps within loan operations.
• Guarantee compliance with internal policies, procedures, and risk management standards.
• Contribute to the enhancement and fortification of internal controls within WBL’s lending operations.
• Deliver insightful audit findings along with actionable recommendations to elevate operational procedures and strengthen risk controls.
• Collaborate with management to oversee remediation efforts, ensuring prompt resolution of audit findings.

• Technical Skills Required:
• Proficiency in Microsoft Office Suite.

• Essential Soft Skills:
• Exceptional command of Microsoft Office applications, especially Excel, for efficient data analysis, tracking, and reporting.
• Expertise in reviewing documentation to pinpoint discrepancies or missing elements.
• Robust analytical and problem-solving abilities to evaluate processes and unearth potential risks.
• Skilled in organizing and juggling multiple tasks while maintaining a keen eye for detail.
• Excellent verbal and written communication skills for documenting insights and engaging with internal stakeholders.
• Ability to interpret and apply policies, procedures, and operational guidelines during review processes.
• Comfortable navigating internal systems and operational workflows within a structured environment.

Benefits

• Compensation in USD.
• Paid Time Off (PTO).
• Fully remote - work from wherever you do your best work!

Ready to Apply?

If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!