Branch Team Leader

Job Summary

The Branch Team Leader will oversee branch operations, credit activities, loan documentation, portfolio quality, and staff management. The role focuses on ensuring efficient credit operations, meeting branch targets, maintaining loan quality, and complying with organizational policies and regulations.

Key Responsibilities:

• Plan, monitor, and supervise branch operations and loan documentation.
• Ensure proper loan documentation and compliance with policies and regulations.
• Visit and verify clients and their businesses before loan approval.
• Monitor loan collaterals and coordinate their management with the legal officer.
• Follow up with borrowers who have overdue loans and support loan recovery.
• Plan and supervise branch marketing and promotional activities.
• Analyze monthly branch financial statements and take corrective measures when necessary.
• Supervise daily credit activities and ensure agreed targets are achieved.
• Monitor loan delinquency and maintain the quality of the loan portfolio.
• Witness loan disbursements within the branch.
• Coordinate with the MIS department to resolve monitoring and reporting issues.
• Advise the Branch Leader on staff-related matters.

Qualifications and Requirements:

• Bachelor’s Degree in Business Administration, Economics, Management, Accounting, Finance, or a related field, or Senior Six qualification.
• At least 3 years of experience in Microfinance Institution (MFI) field operations.