Pismo
pismo.io
Cards & Card Issuing
Financial Software & Embedded Finance
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Overview
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Technologies
Salaries
Products
People
Growth
Offices
Financials
Overview
Pismo is a Brazilian cloud banking platform founded in São Paulo in 2016 that provides core processing for card issuing, digital accounts, wallets and merchant acquiring through APIs. Its architecture is multi-tenant and event driven, which lets banks and fintechs launch card and account products without running their own mainframe core, and it processes issuing and acquiring volumes for institutions across Latin America, Asia and Europe. Visa acquired the company in 2023 for about one billion dollars and has continued to operate it as a standalone platform serving clients that compete with Visa's own issuers.
News
The Ultimate Guide to Fall Events in Pismo Beach
Discover the best fall events in Pismo Beach. From the 80th Annual Clam Festival to Corgi Vacation, plan your perfect Central Coast getaway today.
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Crews battle fire on Pismo Beach hillside
Flames could be seen stretching up the hill as of Sunday afternoon.
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Pismo Beach Named #1 Best Beach in California by USA TODAY 10Best
Pismo Beach, California, has been voted the #1 Best Beach in California in the 2026 USA TODAY 10Best Readers
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See great white shark swim between surfers at Pismo Beach pier. 'It's insane'
A local surfer caught the suspenseful moment on video.
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Pismo Beach, California, Named #1 "Best Small Coastal Town" by USA TODAY 10Best -- For the Second Year in a Row
For the second consecutive year, the votes are in, and Pismo Beach, California, has claimed the top spot in USA TODAY 10Best
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Mom fined $88K after kids collect 72 clams from California beach thinking they were seashells: 'Ruined our trip'
Charlotte Russ was on a family trip to Pismo Beach, known as the "Clam Capital of the World," when she said her kids picked up 72 clams from the clamming hotspot during their getaway.
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Visa to Acquire Pismo for US$ 1 billion
Visa (NYSE: V) today announced it has signed a definitive agreement to acquire Pismo for $1 billion in cash.
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Tech stack
The technologies known for Pismo, by layer.
Languages
Python
Java
JavaScript
SQL
TypeScript
C#
C++
Go
Frameworks & libraries
Angular
LangChain
Hadoop
React.js
Spring Boot
LangGraph
TensorFlow
Databases
MySQL
Redis
Db2
Cloud & platforms
Kubernetes
AWS
Azure
Apache Kafka
GCP
GitHub
Spark
Power BI
Developer tools
Copilot
Docker
Jenkins
Terraform
Claude Code
Vector
Model Context Protocol
Ansible
AI & ML
ChatGPT
LLM
Claude
Practices & domains
AI Agents
CI/CD
RAG
Prompt Engineering
Incident Management
Embeddings
Platform Engineering
IAM
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Products
Seller Management
Sub-merchant and marketplace payout handling for platforms managing many sellers. It includes fee splitting and reconciliation.
pismo.io
Acquiring Platform
Merchant onboarding, transaction processing and settlement for acquirers. It covers the accepting side of a card transaction.
pismo.io
Digital Banking Core
Account, ledger and payment processing for digital banks and wallets. The event-driven design supports real-time balance updates.
pismo.io
Card Issuing Platform
Cloud processing for credit, debit and prepaid card programmes. Clients configure products through APIs instead of vendor change requests.
pismo.io
People
Ricardo Josua
Co-founder and Chief Executive Officer
Ricardo Josua co-founded the company in 2016 and led it through the sale to Visa. He came from a long career in Brazilian payment processing.
Daniela Binatti
Co-founder and Chief Technology Officer
Daniela Binatti co-founded the company and designed its cloud-native processing architecture. She leads the engineering organisation.
Marcelo Parise
Co-founder
Marcelo Parise co-founded the company and worked on its core platform engineering. He was part of the founding team that came out of Brazilian card processing.
Names and roles come from public filings, company registers and the company's own site. Is this you? Correct or remove · How we handle this data
Growth
Hiring Momentum
38/100
Slowing
Open positions
0
0 opened / 0 closed in 30 days
Hiring Dynamics
0%
Activity Timeline
Added A/B Testing to stack
Aug 2026
Added Amazon SageMaker to stack
Aug 2026
Added Amazon S3 to stack
Aug 2026
Added Amazon CloudWatch to stack
Aug 2026
Offices
Where the company hires and what each office is for
Cities
1
Hiring now
0
Countries
1
São Paulo
Brazil
HQ
Financials
Total raised
$1.1B
Latest round
Acquired
Funding rounds
3
Investors
5
Funding rounds
| Round | Announced | Amount |
|---|---|---|
| Acquired | 2023 | $1B |
| Series B | 2021 | $108M |
| Series A | 2019 | $8.5M |
Key Investors
Visa
Visa acquired the company outright in 2023 for about one billion dollars. It has kept the platform operating as a standalone business.
visa.com
Amazon
Amazon participated in the 2021 Series B alongside the lead investors. The platform runs on Amazon Web Services infrastructure.
amazon.com
SoftBank
SoftBank invested through its Latin America fund in the 2021 round. The capital supported entry into Asian and European markets.
softbank.com
Accel
Accel led the 2021 Series B that funded international expansion. The round took the company beyond Latin America.
accel.com
Redpoint eventures
Redpoint eventures led the early venture round in the Brazilian company. It was among the first institutional backers of the platform.
redpointeventures.com