Upgrade
upgrade.com
Actively hiring
Buy Now, Pay Later
Cards & Card Issuing
Consumer Loans & Pawnshops
Digital Banks & Neobanks
As featured in
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Overview
News
Technologies
Salaries
Products
People
Growth
Offices
Jobs
Financials
Funding and backers
Total raised
$171.5M
3 rounds on record
Latest round
$165M
Venture round · Oct 2025 · 12 mo ago
Team
1,574
US Form 5500 (plan participants) · Dec 2025 · +2% in a year
Hiring now
26
+16 posted in 30 days
Backers
5
Coatue, LaunchCapital
The money's age
Due for its next round
12 months since the last round · and hiring
Momentum
50/100
hiring for its size, a new city, in the news
Last sign of life
this month
a posting or a news item
The story so fareach stage dated by its source: the company's releases, the press, registers, filings
Oct 16, 2025
Raised a round Venture round $165M
Mar 25, 2019
Released an app Upgrade - Mobile Banking · App Store
Oct 11, 2018
Raised a round Venture round $6.5M · SEC Form D
Jun 1, 2018
Took on debt financing $100k · SEC Form D
2016
Founded
Tractionpublic signals, read monthly
Web presence
top 0.34%
of 133.2M domains by links, Common Crawl
App Store
4.9 ★
84k ratings
Funding rounds
| Round | Date | Amount | Investors | Source |
|---|---|---|---|---|
| Venture round | Oct 2025 | $165M | — | reuters.com |
| Venture round | Oct 2018 | $6.5M | — | SEC Form D |
| Debt Financing | Jun 2018 | $100k | — | SEC Form D |
Registers and programsofficial lists and records that name the company
| Legal entity | Upgrade Labs Inc. | SEC Form D |
Founders and leadersfrom filings, registers and the company's site
Martin TobiasExecutive Officer, DirectorSEC Form D
Backed byfrom the funds' portfolios and accelerator catalogs
Coatue 
LaunchCapital 
Mouro Capital 
Ridge Ventures 
Union Square Ventures Investors in similar startupsfunds that back the companies most like this one
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Visa sponsorship
- United States · H-1B filings in 12 months: 37 · green card filings: 16
- Canada · Positions approved through LMIA in 12 months: 2
Overview
Upgrade is a consumer fintech company that offers personal loans, credit cards, checking accounts, home improvement and auto refinance loans and point-of-sale financing through its Flex Pay product. Its banking products are provided through partner banks, and it has served millions of customers in the United States. It was founded in 2016 by Renaud Laplanche and runs operations centres in Phoenix, Atlanta and Chicago. The company is headquartered in San Francisco, California, United States.
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Tech stack
Technologies named in job postings at Upgrade over the last 12 months, by layer, with the share of postings for each.
Technologies in use
52
Postings analysed
27
Stack modernity
82/100AI adopter
Languages
SQL93%
Java30%
Python30%
Kotlin15%
Frameworks & libraries
Playwright30%
Selenium30%
TestNG30%
Rest-Assured19%
Cloud & platforms
Grafana37%
Sumo Logic37%
Kubernetes30%
Honeycomb19%
AI & ML
Claude19%
LLM15%
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Full Upgrade tech stack
52 technologies · by team · pay by technology · changes · similar stacks
Salary insights
Compensation ranges based on this company's open jobs
Median
$160k
Typical range
$115k – $250k
Open positions
14
14
Jobs
Middle
28.6%
Senior
50%
Principal
7.1%
Architect
14.3%
| Level | Jobs | Median | Typical range |
|---|---|---|---|
| Middle | 4 | $143k | $115k – $160k |
| Senior | 7 | $150k | $127k – $200k |
| Principal | 1 | $230k | $230k |
| Architect | 2 | $225k | $200k – $250k |
Highest paying role
Director, Product Management - Personal Loans Growth
$250k
Normalized to USD per year
All salaries at Upgrade
By role, level and city, against the market · 14 jobs with pay
People
Martin Tobias
Executive Officer, Director
David Asprey
Director
Dan Scholnick
Director
Names and roles come from public filings, company registers and the company's own site. Is this you? Correct or remove · How we handle this data
Growth
Hiring Momentum
84/100
Scaling fast
Open positions
26
10 opened / 16 closed in 30 days
Median time-to-fill
35 days
faster than 35% of the market
ATS activity
Every ~4 hours
Today
Hiring Dynamics
+100%
Hiring Focus
The percentage next to each role is its share of the company's job openings over the last 90 days; the arrow shows the shift versus the previous period.
QA
16% ▼
Management
16% ▼
Product
14% ▲
Finance
14% ▲
Backend
8% ▼
Sales
8% ▲
Actively hiring for Finance (+4 in 30 days)
Activity Timeline
New location: Wilmington
Oct 2026
New location: Canada
Oct 2026
New location: Argentina
Oct 2026
New location: United States
Oct 2026
Added Scrum to stack
Oct 2026
New location: Montreal
Oct 2026
Added Spark to stack
Sep 2026
Added pySpark to stack
Sep 2026
Added Pandas to stack
Sep 2026
Added NumPy to stack
Sep 2026
Added Machine Learning to stack
Sep 2026
Added Time Series Forecasting to stack
Sep 2026
Offices
Where the company hires and what each office is for
Cities
42
Hiring now
5
Countries
3
Busiest office
San Francisco
Loading the map
Headquarters
Builds here
Office with open vacancies
No open vacancies right now Tap a pin for the office
San Francisco
United States
HQ
San Francisco
12 open roles 12 posted in 90 days 17% engineering 8% remote 50-200 est. staff $184k Avg Salary
hires for Product, Finance, Data Science
Wilmington
United States
Support & operations
3 open roles 2 posted in 90 days 10-50 est. staff $223k Avg Salary
hires for Product, Finance
Phoenix
United States
Support & operations
Phoenix
2 open roles 7 posted in 90 days 50% engineering 50-200 est. staff $115k Avg Salary
hires for Analytics, Management
Montreal
Canada
Regional office
Canada (Remote)
2 open roles 2 posted in 90 days 100% engineering 10-50 est. staff
hires for Backend
Atlanta
United States
Support & operations
Atlanta
2 open roles 1 posted in 90 days 10-50 est. staff
hires for Sales
Atlanta
United States
Regional office
Atlanta
3 posted in 90 days 10-50 est. staff
Toronto
Canada
Regional office
Toronto
10-50 est. staff
New York
United States
Regional office
New York City
Chicago
United States
Regional office
Chicago
Philadelphia
United States
Regional office
Philadelphia
Sacramento
United States
Regional office
Sacramento
San Diego
United States
Regional office
San Diego
Denver
United States
Regional office
Denver
Dallas
United States
Regional office
Dallas
Tampa
United States
Regional office
Tampa
Orlando
United States
Regional office
Orlando
Des Moines
United States
Regional office
Des Moines
Indianapolis
United States
Regional office
Indianapolis
Houston
United States
Regional office
Houston
Saint Louis
United States
Regional office
St. Louis
Seattle
United States
Regional office
Seattle
Raleigh
United States
Regional office
Raleigh
Omaha
United States
Regional office
Omaha
Cleveland
United States
Regional office
Cleveland
Oklahoma City
United States
Regional office
Oklahoma City
Tulsa
United States
Regional office
Tulsa
Charleston
United States
Regional office
Charleston
Austin
United States
Regional office
Austin
San Antonio
United States
Regional office
San Antonio
Fort Worth
United States
Regional office
Fort Worth
Panama
Panama
Regional office
Panama (Remote)
Kansas City
United States
Regional office
Kansas City
Milwaukee
United States
Regional office
Milwaukee
Fort Smith
United States
Regional office
Fort Smith
Greensboro
United States
Regional office
Greensboro
Tyler
United States
Regional office
Tyler
Fairfax
United States
Regional office
Fairfax County
Spokane
United States
Regional office
Spokane
Rock Hill
United States
Regional office
Rock Hill
Grapevine
United States
Regional office
Grapevine
Southlake
United States
Regional office
Southlake
Gilbert
United States
Regional office
Gilbert
Jobs
$99k – $127k per year • Remote (Canada) • 5+ years exp • Canada
JavaScript
TypeScript
SQL
Claude
LLM
Hallucination
Text-to-Speech
Frontend
GraphQL
DevOps
Rest API
Grafana
Cybersecurity
SOC 2
Sumo Logic
Apply
$99k – $127k per year • Equity • Remote (Canada) • 3+ years exp • Canada
JavaScript
TypeScript
SQL
Claude
AI Agents
LLM
Hallucination
Text-to-Speech
LLM Guardrails
Frontend
GraphQL
DevOps
Rest API
Grafana
Cybersecurity
SOC 2
Sumo Logic
Apply
$180k – $200k per year • Equity • Hybrid • 10+ years exp • San Francisco
SQL
Scrum
Apply
$180k – $200k per year • Equity • Hybrid • 5+ years exp • San Francisco
SQL
Agile
Scrum
Apply
$85k – $115k per year • Equity • Hybrid • 3+ years exp • Bachelor's Degree • Phoenix
Python
SQL
Scikit-learn
Statsmodels
Time Series Forecasting
Analytics
Tableau
Power BI
A/B Testing
Superset
Management
Google Sheets
Apply
$100k – $150k per year • Equity • Hybrid • 3+ years exp • Master's Degree • San Francisco
Python
SQL
pySpark
AI/ML
Claude
Spark
Scikit-learn
Pandas
NumPy
Machine Learning
Analytics
Tableau
Power BI
Apply
$106k – $134k per year • Equity • Remote (Canada) • 5+ years exp • Canada
Python
Java
SQL
Maven
AI/ML
Claude Code
Model Context Protocol
AI Agents
DevOps
ArgoCD
Jenkins
Git
Docker
Kubernetes
Grafana
Platform Engineering
Cybersecurity
Sumo Logic
QA
TestNG
Selenium
Playwright
Gatling
Apply
≈ $71k – $130k per year (Estimated) • In office • Montreal
Python
Java
SQL
Maven
AI/ML
Claude Code
Model Context Protocol
DevOps
ArgoCD
Jenkins
Git
Docker
Kubernetes
Grafana
Cybersecurity
Sumo Logic
QA
TestNG
Selenium
Playwright
Gatling
Apply
$140k – $160k per year • Hybrid • 6+ years exp • San Francisco
AI Agents
Design
Figma
Management
Agile
Apply
≈ $163k – $298k per year (Estimated) • Equity • Hybrid • 5+ years exp • San Francisco
SQL
A/B Testing
Management
Agile
Apply
≈ $32k – $92k per year (Estimated) • Remote (Argentina, Brazil) • Contractor • Argentina
Java
Kotlin
SQL
Maven
Kotlin
OkHttp
AI/ML
Claude Code
DevOps
Kibana
ArgoCD
Jenkins
Git
Docker
Kubernetes
Grafana
Honeycomb
Linux
Cybersecurity
Sumo Logic
Management
Agile
QA
TestNG
Selenium
Playwright
Gatling
Rest-Assured
Apply
≈ $95k – $183k per year (Estimated) • Equity • Remote (United States) • United States
Java
Kotlin
SQL
Maven
Kotlin
OkHttp
AI/ML
Claude Code
DevOps
Kibana
ArgoCD
Jenkins
Git
Docker
Kubernetes
Grafana
Honeycomb
Linux
Cybersecurity
Sumo Logic
Management
Agile
QA
TestNG
Selenium
Playwright
Gatling
Rest-Assured
Apply