Zolvo
Financial AI · Financial Software & Embedded Finance
Overview
Zolvo is AI back-office automation for commercial lenders. Automate invoice verification, payment reconciliation, collections, and portfolio monitoring across factoring, ABL, and loan servicing. Deploy in weeks, not months.
Funding and backers
Team
11-50
employees, estimated range
Backers
1
Y Combinator
Momentum
0/100
no fresh signals
Last sign of life
this month
a posting or a news item
The story so fareach stage dated by its source: the company's releases, the press, registers, filings
Apr 2026
Went through Y Combinator
Tractionpublic signals, read monthly
Web presence
top 24%
of 133.2M domains by links, Common Crawl
Backed byfrom the funds' portfolios and accelerator catalogs
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Shared investors

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News
The State of Commercial Lending Operations 2026: The Numbers Behind the Back Office
Secured finance passed $12.2 trillion in the US while factoring client counts grew six times faster than volume. The 2026 numbers behind commercial lending operations: market size, payments, the First Brands and Tricolor fraud cases, and the shrinking cle
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Report
SBA Loan vs. Conventional Loan: How to Choose
SBA loans and conventional loans are both made by banks, but only one carries a federal guarantee, and that changes everything. Here is how they compare on qualification, down payment, cost, and speed, when each wins, and how to choose.
Read more
Report
Equipment Financing vs. Leasing: Which Is Right for Your Business?
Should a business finance and own its equipment, or lease and pay to use it? The answer shapes cash flow, taxes, and obsolescence risk. Here is how equipment financing and leasing compare, when each wins, and a simple framework for deciding.
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Report
Revenue-Based Financing Explained: How It Works and Who It's For
Revenue-based financing advances growth capital repaid as a fixed share of monthly revenue, with no dilution and no rigid loan schedule. Here is how it works, what it costs, who it fits, and how it compares to equity, loans, and merchant cash advances.
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Report
Asset-Based Lending vs. Factoring: How to Choose
Asset-based lending and factoring both finance receivables, but one is a loan you keep and the other a sale. Here is how they compare on cost, size, control, and qualification, when each wins, and why many companies graduate from factoring to ABL.
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Report
Government Contract Factoring Explained: Financing Public-Sector Receivables
Government agencies are reliable payers but slow ones. Government contract factoring advances cash against federal, state, and local receivables so contractors can perform. Here is how it works, the Assignment of Claims Act, what it costs, and how to choo
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Report
Invoice Factoring vs. a Business Line of Credit: How to Choose
Invoice factoring and a business line of credit solve the same problem, but one is a sale and the other a loan. Here is how they compare on cost, qualification, speed, and control, when each wins, and a simple framework for choosing.
Read more
Report
Healthcare Factoring Explained: Financing Medical Receivables
In healthcare, the patient is rarely the payer. Healthcare factoring advances cash against insurance, Medicare, and Medicaid claims at their net collectable value. Here is how medical receivables factoring works, what it costs, and how to choose a factor.
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Report
Staffing Factoring Explained: How Staffing Agencies Fund Payroll
Staffing agencies pay workers weekly but clients pay in 30 to 90 days. Staffing factoring bridges that gap by turning unpaid client invoices into same-day cash for payroll. Here is how it works, what it costs, and how to choose a factor.
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Report
Freight Factoring Explained: How Trucking Companies Get Paid Faster
Freight factoring turns a delivered load's invoice into same-day cash, the financial backbone of trucking. Here is how it works step by step, what it costs, recourse versus non-recourse, and how carriers should choose a factor.
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Report
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Offices
Where the company hires and what each office is for
Cities
1
Hiring now
0
Countries
1
San Francisco
United States
HQ
10-50 est. staff






