Underwriter
Confirmed on the employer's own hiring board on Sep 25, 2026. First seen by Alion on Sep 2, 2026.
Job Summary:
We are looking for a detail-oriented and analytical Underwriter to assess and approve unsecured loan applications. The candidate will be responsible for evaluating customer profiles, financial documents, and creditworthiness while ensuring adherence to company policies and regulatory guidelines.
Key Responsibilities:
Review and analyze verification reports and income documents
Evaluate bank statements, credit bureau reports, and overall customer profiles.
Take final credit decisions based on internal underwriting policies
Identify potential fraud indicators and escalate discrepancies
Ensure compliance with risk, audit, and regulatory standards
Maintain proper documentation and record-keeping of cases processed
Coordinate with operations, sales, and risk teams for case resolution.
Eligibility Criteria / Requirements:
Experience: 1-2 years in unsecured loan underwriting (Personal Loans preferred)
Strong understanding of credit policies, risk assessment, and financial analysis
Ability to interpret bank statements and bureau reports (CIBIL, Experian, etc.)
Good decision-making and analytical skills
Attention to detail and ability to detect inconsistencies or fraud
Basic knowledge of compliance and regulatory norms
Preferred Skills:
Experience in NBFC/Banking domain
Strong communication and coordination skills
Ability to work under deadlines and manage multiple cases