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Salary
$230k – $290k per year
Location
Remote (United States)
Seniority
Staff · 8+ years exp
Visa
H-1B filings in 12 months: 74 · for this role: 41 · green card filings: 22

Confirmed on the employer's own hiring board on Oct 7, 2026. First seen by Alion on Aug 10, 2026. Affirm scores B on the Alion truth index.

Overview
Company
Impact
Profile match
Affirm is an American consumer lending company founded in San Francisco in 2012 that offers instalment loans at the point of sale, an approach usually described as buy now pay later. Unlike revolving credit it underwrites each purchase individually, discloses total cost up front and does not charge late fees, earning revenue from merchant fees on interest-free plans and from interest on longer-term loans. The company is listed on Nasdaq, partners with large retailers and marketplaces including Amazon and Shopify, and also issues a debit card that lets shoppers split purchases after the fact.

At Affirm, we exist for the moments that matter-giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

As a Staff Software Engineer on the Order Platform team, you'll shape the systems that power every Affirm purchase after checkout - orders, captures, refunds, and settlement - and drive the technical strategy that lets our merchants and consumers transact reliably at scale. Your work raises the bar for reliability and simplicity across our engineering systems, keeping the platform highly available while defining the capabilities that unlock future product needs.

We're a small, senior team doing high-leverage work within Financial Platforms. Today we're consolidating the internal platform behind Affirm's post-checkout APIs - drawing clean domain boundaries, migrating existing merchants, and enabling future product launches. You'll set technical direction, mentor a strong group of engineers, and own decisions that matter for years.

What You'll Do

· You will be responsible for setting technical strategy for your team on a year-long time scale, and help your team tie it together with critical, business-impacting projects.

· You will collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.

· You will act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes.

· You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, polcities, testing and alerting in place to support “keep the lights on” & on-call efforts.

· You will foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.

· You will help develop talent on your team by providing feedback and guidance, and leading by example.

What We Look For

· You have 8+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin.

· You have an extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes.

· You are analytical and discerning in designing services with clear API boundaries, strong reliability characteristics, and thoughtful handling of consistency, idempotency, and failure modes - ideally in a payments, commerce, ledger, or other financially-sensitive domain.

· You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan. You write high quality code that is easily understood and used by others.

· You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.

· Your growth and impact trajectory demonstrates that you have mastered gathering and iterating on feedback from your engineering and cross-functional peers.

· You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

· This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Base Pay Grade - P

Equity Grade - USA 13

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000

USA base pay range (all other U.S. states) per year: $204,000 - $264,000

Remote-first with flexibility built in

Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

By clicking "Submit Application," you acknowledge that you have read Affirm's  Global Candidate Privacy Notice and consent to the use of your personal information as described.

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