Affirm
affirm.com
Actively hiring
Financial Services
Buy Now, Pay Later
Commerce
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Overview
News
Technologies
Salaries
Products
People
Growth
Offices
Jobs
Financials
How Affirm hires
Truth index
B 70/100
Median time to fill
68 days
Ghost roles
0%
Stale roles
100%
Reposted roles
0%
Affirm scores B on the Alion truth index (A is best, E worst), measured over 3 open roles re-checked against its own hiring board: 0% look like ghost listings, 100% have gone stale and 0% are the same role posted again. Its roles close in a median of 68 days. It measures how much of what this employer publishes turns into a real, finite search - not the employer as a workplace. How the index is computed
Visa sponsorship
- United States · H-1B filings in 12 months: 74 · green card filings: 22
Overview
Affirm is an American consumer lending company founded in San Francisco in 2012 that offers instalment loans at the point of sale, an approach usually described as buy now pay later. Unlike revolving credit it underwrites each purchase individually, discloses total cost up front and does not charge late fees, earning revenue from merchant fees on interest-free plans and from interest on longer-term loans. The company is listed on Nasdaq, partners with large retailers and marketplaces including Amazon and Shopify, and also issues a debit card that lets shoppers split purchases after the fact.
News
Affirm Bets on Where Borrowers Are Headed
Affirm President Libor Michalek tells Karen Webster what the new underwriting model learns from every purchase and repayment.
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Report
Affirm's Annual GMV Grows 37% to $50.2 Billion, with Simultaneous BNPL Growth and Profitability ImprovementDER決済ニュース
Revenue increased by 32% to $4.26 billion, and operating profit turned positive. As the buy-now-pay-later market expands, improvements in both transaction volume and profitability have become clear.In its fiscal year 2026 earnings report, U.S. BNPL giant
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Report
EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score Can't See
Affirm's new transformer-based underwriting model approved eligible consumers the old models declined, including people with no FICO score.
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Report
CEO of buy now, pay later giant Affirm says high gas prices are hitting U.S. shoppers
The national average price for gas is at $4.09 per gallon and was last below $3 on March 2.
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Report
Researchers affirm long-held belief that viruses can trigger Parkinson's disease
A new study shows that a common virus can induce Parkinson's-like brain damage and movement problems.
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Report
Affirm Moves Into Bank Debit Cards With Fiserv Deal
Payments and financial services company Fiserv has launched a partnership with pay-over-time provider Affirm.
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Report
Affirm CEO says the robots are coming - but they're not coming for our jobs - AOL
Affirm CEO Max Levchin says AI and robotics will enhance human lives.
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Report
Apple Pay Users Can Now Use Affirm - Here
Affirm is a BNPL service you can use to spread out payments on large purchases, and now you can add it to your Apple Pay wallet. Here
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Tech stack
Technologies named in job postings at Affirm over the last 12 months, by layer, with the share of postings for each.
Technologies in use
140
Postings analysed
263
Stack modernity
84/100AI adopter
Languages
Python75%
Kotlin54%
SQL21%
JavaScript13%
Frameworks & libraries
React.js12%
React Native8%
Vue.js5%
XGBoost3%
Databases
MySQL40%
Snowflake10%
PostgreSQL3%
DynamoDB3%
Cloud & platforms
AWS52%
Kubernetes45%
Spark17%
GitHub8%
AI & ML
Claude8%
LLM3%
ChatGPT<1%
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Full Affirm tech stack
140 technologies · by team · pay by technology · changes · similar stacks
Salary insights
Compensation ranges based on this company's open jobs
Median
$225k
Typical range
$81k – $580k
Open positions
143
142
Jobs
Junior
4.2%
Middle
14.1%
Senior
38%
Staff
36.6%
Principal
0.7%
Architect
6.3%
| Level | Jobs | Median | Typical range |
|---|---|---|---|
| Junior | 6 | $165k | $100k – $180k |
| Middle | 20 | $183k | $106k – $255k |
| Senior | 54 | $230k | $112k – $580k |
| Staff | 52 | $241k | $161k – $325k |
| Principal | 1 | $280k | $280k |
| Architect | 9 | $360k | $223k – $490k |
Highest paying role
Senior Director, Key & Enterprise Sales
$580k
Normalized to USD per year
All salaries at Affirm
By role, level and city, against the market · 143 jobs with pay
Products
Merchant Platform
The integration, settlement and reporting layer used by retail partners. It covers promotional financing and conversion analytics.
affirm.com
Adaptive Checkout
A checkout component that presents several payment plans and picks the mix a shopper is most likely to accept. It is embedded in merchant flows.
affirm.com
Affirm Card
A debit card that lets a shopper split an eligible purchase into instalments after paying. It extends the product beyond partner checkouts.
affirm.com
Pay Over Time
Instalment loans underwritten individually at the point of sale. Terms range from a few weeks to several years depending on basket size.
affirm.com
People
Max Levchin
Founder and Chief Executive Officer
Max Levchin founded the company in 2012 after co-founding PayPal and serving as its chief technology officer. He built the product around transparent pricing and no late fees.
Rob O'Hare
Chief Financial Officer
Rob O'Hare leads finance and funding for the loan book. He manages the securitisation and forward-flow arrangements that fund originations.
Names and roles come from public filings, company registers and the company's own site. Is this you? Correct or remove · How we handle this data
Growth
Hiring Momentum
74/100
Growing
Open positions
188
40 opened / 78 closed in 30 days
Median time-to-fill
64 days
faster than 22% of the market
ATS activity
Every ~3 hours
Today
Hiring Dynamics
+100%
Hiring Focus
The percentage next to each role is its share of the company's job openings over the last 90 days; the arrow shows the shift versus the previous period.
Backend
52% ▼
Product
6% ▲
Analytics
6%
Management
5%
Sales
3%
Operations
3%
Actively hiring for Backend (+28 in 30 days)
Activity Timeline
Added C++ to stack
Oct 2026
Added Rive to stack
Oct 2026
Added Adobe After Effects to stack
Oct 2026
Added Google Cloud Spanner to stack
Oct 2026
Added CockroachDB to stack
Oct 2026
Added Google Docs to stack
Oct 2026
Added Microsoft Office to stack
Sep 2026
Added SOAP to stack
Sep 2026
Added Windows to stack
Sep 2026
Added OWASP to stack
Sep 2026
Added Machine Learning to stack
Sep 2026
Added Tool Use to stack
Sep 2026
Offices
Where the company hires and what each office is for
Cities
10
Hiring now
3
Countries
4
Busiest office
San Francisco
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Headquarters
Builds here
Office with open vacancies
No open vacancies right now Tap a pin for the office
San Francisco
United States
HQ
San Francisco
4 open roles 6 posted in 90 days 75% engineering 25% remote 50-200 est. staff $150k Avg Salary
hires for Backend, AI/ML, Operations
Warsaw
Poland
Regional office
Warsaw
1 open roles 13 posted in 90 days 100% engineering 100% remote 200-500 est. staff $81k Avg Salary
hires for Backend
New York
United States
Engineering / R&D
New York City
1 open roles 2 posted in 90 days 100% engineering 10-50 est. staff $180k Avg Salary
hires for Backend
Toronto
Canada
Regional office
Toronto
1 posted in 90 days 10-50 est. staff
Chicago
United States
Regional office
Chicago
Madrid
Spain
Regional office
Madrid
Pittsburgh
United States
Regional office
Pittsburgh
Salt Lake City
United States
Regional office
Salt Lake City
Quebec
Canada
Regional office
Quebec
London
Canada
Regional office
London
Jobs
$130k – $180k per year • Equity • Hybrid • Bachelor's Degree • San Francisco
Apply
$130k – $180k per year • Equity • Hybrid • Bachelor's Degree • New York
Apply
$153k – $213k per year • Equity • Remote (Canada, United States) • 4+ years exp • Bachelor's Degree
Python
JavaScript
Kotlin
TypeScript
MySQL
Frontend
Vue.js
React.js
Mobile
React Native
Declarative UI
DevOps
CI/CD
AWS
Kubernetes
Apply
$195k – $255k per year • Equity • Remote (United States, Canada) • 4+ years exp • Bachelor's Degree
Python
JavaScript
Kotlin
TypeScript
MySQL
Frontend
Vue.js
React.js
Mobile
React Native
Declarative UI
DevOps
CI/CD
AWS
Kubernetes
Apply
$181k – $241k per year • Equity • Remote (United States, Canada) • 7+ years exp
Apply
$133k – $183k per year • Equity • Remote (United States, Canada) • Bachelor's Degree
Python
Kotlin
MySQL
Redis
DevOps
Rest API
AWS
GitHub
Apply
$165k – $225k per year • Equity • Remote (United States) • Bachelor's Degree
Python
Kotlin
MySQL
Redis
DevOps
Rest API
AWS
GitHub
Apply
≈ $214k – $374k per year (Estimated) • Equity • Remote (United States) • 8+ years exp • Bachelor's Degree
SQL
Cursor
Claude Code
Apply
≈ $122k – $364k per year (Estimated) • Equity • Remote (United States) • Internship • San Francisco
Python
JavaScript
C++
React.js
DevOps
Rest API
AWS
Apply
Equity • Hybrid • Internship • San Francisco
Python
JavaScript
C++
React.js
DevOps
Rest API
AWS
Apply
$195k – $255k per year • Equity • Remote (United States, Canada) • 5+ years exp • Bachelor's Degree
Python
Kotlin
SQL
Rest API
GCP
Azure
AWS
Docker
Kubernetes
Apply
≈ $125k – $237k per year (Estimated) • Equity • Remote (United States, Canada) • 5+ years exp • Bachelor's Degree
Python
Kotlin
SQL
Rest API
GCP
Azure
AWS
Docker
Kubernetes
Apply
Financials
Est. Annual Revenue
$1.4B
2026
Revenue
+30% YoY
Estimate
Modelled from public signals, not audited accounts - read it as an order of magnitude.
| Year | Estimate | Low | High |
|---|---|---|---|
| 2019 | $140.3M | $140.3M | $140.3M |
| 2020 | $276.1M | $276.1M | $276.1M |
| 2021 | $429.4M | $429.4M | $429.4M |
| 2022 | $559.2M | $559.2M | $559.2M |
| 2023 | $626.9M | $626.9M | $626.9M |
| 2024 | $826M | $826M | $826M |
| 2025 | $1.1B | $1.1B | $1.1B |
| 2026 | $1.4B | $1.4B | $1.4B |