Klarna
klarna.com
Actively hiring
Commerce
Financial Services
Lending
FinTech
Payments
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Overview
News
Technologies
Salaries
Products
People
Growth
Jobs
Financials
Overview
Klarna is a Swedish financial technology company founded in Stockholm in 2005 that provides payment and shopping services to consumers and merchants worldwide. Its core products let shoppers pay immediately, defer a payment or split a purchase into interest-free instalments, while merchants receive settlement, fraud protection and conversion tooling through a single checkout integration. The group has expanded into a shopping app with price comparison, cashback and a bank offering, holds a European banking licence and listed its shares on the New York Stock Exchange in 2025.
News
Apple Upgrade: Apple Retires iPhone Upgrade Program for Klarna-Backed Leases
Apple today launched Apple Upgrade, a new U.S. leasing program for iPhone, iPad, Mac, and Apple Watch. Apple partnered with Klarna for Apple Upgrade, and it replaces the current iPhone Upgrade Program and iPhone Payments. Apple Upgrade has lower base pric
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Report
Apple plans to lease iPhones for $17.99 a month through partnership with Klarna
Apple is announcing an iPhone lease option weeks after raising iPad and Mac prices due to the global memory shortage.
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Report
Own nothing, upgrade everything: Apple's new Klarna deal
Apple will launch a new deal with Klarna next week allowing customers to spread out the cost of devices like a subscription.
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Report
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Technologies
Tech DNA
Python
SQL
JavaScript
LightGBM
PyTorch
Triton
Amazon Redshift
DynamoDB
ElasticSearch
AWS
Amazon SageMaker
Amazon S3
LLM
AI/ML
Python
SQL
Scala
AWS
Amazon SageMaker
CI/CD
Scikit-learn
Amazon S3
AWS Lambda
Spark
Anomaly Detection
LightGBM
Docker
Jenkins
Databricks
LIME
MLFlow
SHAP
XGBoost
PyTorch
Fine-tuning
pySpark
Datadog
Terraform
Amazon Redshift
Airflow
Embeddings
AI Agents
Git
Vector
Amazon CloudWatch
Amazon Kinesis
Triton
Red Teaming
IAM
NumPy
Pandas
TensorFlow
LangSmith
LLM
SQLAlchemy
Pydantic
Ansible
Kubernetes
Splunk
Amazon EC2
SLI/SLO/SLA
API Gateway
Amazon ECS
GitHub
DynamoDB
ElasticSearch
PostgreSQL
Backend
Node JS
Erlang
Java
C#
Apache Kafka
Django
FastAPI
Flask
Express
Spring Boot
Rest API
RabbitMQ
GraphQL
Frontend
TypeScript
React.js
Babel
Webpack
Redux
Security
JavaScript
Threat Modeling
ISO 27001
PCI DSS
Frida
Ghidra
MobSF
Objection
Other
A/B Testing
React Native
Clean Architecture
Pytest
ETL/ELT
Stack modernity
76/100
How modern this stack is, based on technology relevance, AI adoption and the share of legacy tools.
In-demand technologies
Python
19 jobs
Required
$112k
-38% vs market
SQL
13 jobs
Required
$112k
-20% vs market
AWS
13 jobs
Required
$112k
-39% vs market
Amazon SageMaker
8 jobs
Required
$112k
-42% vs market
CI/CD
8 jobs
Required
$109k
-32% vs market
Amazon S3
7 jobs
Required
$112k
-34% vs market
Scikit-learn
7 jobs
Required
$112k
-32% vs market
AWS Lambda
6 jobs
Required
$109k
-38% vs market
Salary medians are calculated from this company's open jobs and compared with the market.
Industry adoption
Python
24%
SQL
23%
JavaScript
20%
CI/CD
20%
AWS
18%
TypeScript
16%
Share of companies in the same industry that use each technology.
Stack changes
Red Teaming
Aug 2026
Amazon Kinesis
Aug 2026
GitHub
Aug 2026
Amazon ECS
Aug 2026
AI Agents
Aug 2026
Amazon S3
Aug 2026
IAM
Aug 2026
API Gateway
Aug 2026
Technologies recently added to or removed from this company's stack - a signal of tech migrations and new initiatives.
Devoteam
Jobgether
Weekday
Citi
Link Group
Inetum
Salary insights
Compensation ranges based on this company's open jobs
Median
$112k
Typical range
$82k – $183k
Open positions
23
21
Jobs
Junior
4.8%
Senior
14.3%
Staff
76.2%
Principal
4.8%
| Level | Jobs | Median | Typical range |
|---|---|---|---|
| Junior | 1 | $92k | $92k |
| Senior | 3 | $112k | $91k – $158k |
| Staff | 16 | $116k | $105k – $183k |
| Principal | 1 | $130k | $130k |
Highest paying role
Domain Security Lead
$183k
Normalized to USD per year
Products
Klarna Kosma
Kosma is Klarna's open banking platform providing account connectivity across thousands of European and North American banks. Third-party fintechs use it for account verification, balance checks and transaction data.
klarna.com
Klarna Card
The Klarna Card is a physical and virtual payment card that brings the company's payment options to any merchant. Cardholders can choose to pay now or defer directly from the app after a purchase.
klarna.com
Pay in 4
Pay in 4 splits a purchase into four interest-free instalments charged to a card over six weeks. It is Klarna's best known consumer product and is offered at checkout across hundreds of thousands of merchants.
klarna.com
Klarna App
The Klarna app is a shopping companion with price tracking, delivery status, cashback and a browsable merchant catalogue. It also acts as the account interface where consumers manage their outstanding payments.
klarna.com
Klarna Checkout
Klarna Checkout is the merchant-side payment solution that bundles card, bank and deferred payment options into one flow. It handles risk assessment and settlement so retailers are paid up front regardless of the option a shopper chooses.
klarna.com
People
Niclas Neglen
Chief Financial Officer
Niclas Neglen leads Klarna's finance function and steered the company through its public listing. He previously held senior finance roles in international payments and telecommunications.
Victor Jacobsson
Co-Founder
Victor Jacobsson co-founded Klarna and helped build its first credit and risk systems. He remains one of the company's largest individual shareholders.
Niklas Adalberth
Co-Founder
Niklas Adalberth co-founded Klarna and served as its deputy chief executive during the early expansion years. He later left to focus on the impact foundation Norrsken.
Sebastian Siemiatkowski
Co-Founder & Chief Executive Officer
Sebastian Siemiatkowski co-founded Klarna in 2005 and has led it as chief executive through its growth into a global payments group. He drove the company's shift to an AI-first operating model and its 2025 listing.
Growth
Hiring Momentum
62/100
Growing
Open positions
24
0 opened / 11 closed in 30 days
Median time-to-fill
131 days
faster than 11% of the market
ATS activity
Every ~10 hours
Today
Hiring Dynamics
+100%
Hiring Focus
The percentage next to each role is its share of the company's job openings over the last 90 days; the arrow shows the shift versus the previous period.
Data Science
60% ▼
Security
13% ▲
Analytics
13% ▲
AI/ML
7% ▼
QA
7% ▲
Activity Timeline
New location: Warsaw
Aug 2026
Added Scala to stack
Aug 2026
Added Erlang to stack
Aug 2026
Added Objection to stack
Aug 2026
Added MobSF to stack
Aug 2026
Added Ghidra to stack
Aug 2026
Added Frida to stack
Aug 2026
New location: Columbus
Aug 2026
Added Webpack to stack
Aug 2026
Added Babel to stack
Aug 2026
Added Triton to stack
Aug 2026
Added SLI/SLO/SLA to stack
Aug 2026
Jobs
$124k – $158k per year • In office • Full-Time • Stockholm
Erlang
JavaScript
Node JS
Python
Scala
Threat Modeling
Apply
$112k – $130k per year • In office • Full-Time • Stockholm
JavaScript
Node JS
TypeScript
Babel
Webpack
React.js
Mobile
React Native
DevOps
AWS
CI/CD
Apply
$123 – $158k per year • In office • Full-Time • London
Red Teaming
Cybersecurity
Frida
Ghidra
MobSF
Objection
Apply
$76k – $108k per year • In office • Full-Time • 5+ years exp • Milan
Python
SQL
LIME
MLFlow
Scikit-learn
SHAP
XGBoost
Analytics
A/B Testing
Apply
$110k – $158k per year • In office • Full-Time • 5+ years exp • London
Python
SQL
LIME
MLFlow
Scikit-learn
SHAP
XGBoost
Analytics
A/B Testing
Apply
$79k – $112k per year • In office • Full-Time • 5+ years exp • Stockholm
Python
SQL
LIME
MLFlow
Scikit-learn
SHAP
XGBoost
Analytics
A/B Testing
Apply
$138k – $183k per year • In office • Full-Time • Warsaw
ISO 27001
PCI DSS
Threat Modeling
Apply
$76k – $108k per year • In office • Full-Time • Milan
Python
SQL
Databricks
DevOps
AWS
Datadog
Apply
$81k – $116k per year • In office • Full-Time • Stockholm
Python
SQL
Databricks
DevOps
AWS
Datadog
Apply
$110k – $158k per year • In office • Full-Time • London
Python
SQL
Databricks
DevOps
AWS
Datadog
Apply
$81k – $91k per year • In office • Full-Time • Stockholm
Python
Amazon SageMaker
DevOps
AWS
CI/CD
Apply
$110k – $158k per year • In office • Full-Time • Bachelor's Degree • London
Python
SQL
Anomaly Detection
Fine-tuning
LightGBM
Scikit-learn
Amazon SageMaker
DevOps
AWS
AWS Lambda
CI/CD
Docker
Jenkins
Amazon S3
Apply
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Financials
Est. Annual Revenue
$2.8B
2024
Total raised
$3.5B
Latest round
IPO
Funding rounds
4
Investors
4
Revenue
+23% YoY
Estimate
Low-high range
Modelled from public signals, not audited accounts - read it as an order of magnitude.
| Year | Estimate | Low | High |
|---|---|---|---|
| 2022 | $1.8B | $1.7B | $1.8B |
| 2023 | $2.3B | $2.3B | $2.3B |
| 2024 | $2.8B | $2.8B | $2.8B |
Funding rounds
| Round | Announced | Amount | Valuation |
|---|---|---|---|
| IPO | 2025 | $1.4B | $15.1B |
| Series E | 2022 | $800M | $6.7B |
| Series D | 2021 | $639M | $45.6B |
| Series C | 2020 | $650M | $10.7B |
Key Investors
Commonwealth Bank of Australia
Commonwealth Bank of Australia invested in Klarna and became its distribution partner in Australia and New Zealand. It held a significant minority stake ahead of the listing.
commbank.com.au
Silver Lake
Silver Lake co-led Klarna's 2020 financing and stayed on through the restructuring of its capital base. The firm focuses on large-scale technology investments.
silverlake.com
SoftBank Vision Fund
SoftBank's Vision Fund 2 led Klarna's 2021 round at a valuation of forty-five billion dollars. It remained a shareholder through the later down round.
visionfund.com
Sequoia Capital
Sequoia Capital has backed Klarna since 2010 and is its largest venture shareholder. The firm supported the company through every major financing up to the listing.
sequoiacap.com