Klarna
klarna.com
Actively hiring
Payment Processing & Gateways
Buy Now, Pay Later
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Overview
News
Technologies
Salaries
Products
People
Growth
Offices
Jobs
Financials
Visa sponsorship
- United States · H-1B filings in 12 months: 5 · green card filings: 2
Overview
Klarna is a Swedish financial technology company founded in Stockholm in 2005 that provides payment and shopping services to consumers and merchants worldwide. Its core products let shoppers pay immediately, defer a payment or split a purchase into interest-free instalments, while merchants receive settlement, fraud protection and conversion tooling through a single checkout integration. The group has expanded into a shopping app with price comparison, cashback and a bank offering, holds a European banking licence and listed its shares on the New York Stock Exchange in 2025.
News
Apple Upgrade: Apple Retires iPhone Upgrade Program for Klarna-Backed Leases
Apple today launched Apple Upgrade, a new U.S. leasing program for iPhone, iPad, Mac, and Apple Watch. Apple partnered with Klarna for Apple Upgrade, and it replaces the current iPhone Upgrade Program and iPhone Payments. Apple Upgrade has lower base pric
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Report
Apple plans to lease iPhones for $17.99 a month through partnership with Klarna
Apple is announcing an iPhone lease option weeks after raising iPad and Mac prices due to the global memory shortage.
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Report
Own nothing, upgrade everything: Apple's new Klarna deal
Apple will launch a new deal with Klarna next week allowing customers to spread out the cost of devices like a subscription.
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Report
How Klarna's AI Agent Strategy Backfired But Became A Useful Lesson
Klarna's experience reveals why successful AI adoption depends on preserving human expertise, planning for complex cases and knowing where automation reaches its limits.
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Tech stack
Technologies named in job postings at Klarna over the last 12 months, by layer, with the share of postings for each.
Technologies in use
93
Postings analysed
70
Stack modernity
87/100AI adopter
Languages
Python57%
SQL47%
JavaScript16%
Node JS9%
Frameworks & libraries
Scikit-learn14%
LightGBM9%
React.js7%
PyTorch6%
Databases
Amazon Redshift6%
DynamoDB3%
ElasticSearch3%
PostgreSQL3%
Cloud & platforms
AWS41%
Amazon SageMaker17%
Amazon S316%
AWS Lambda13%
AI & ML
LLM14%
BERT4%
Claude1%
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Full Klarna tech stack
93 technologies · by team · pay by technology · changes · similar stacks
Salary insights
Compensation ranges based on this company's open jobs
Median
$111k
Typical range
$6.4k – $220k
Open positions
94
71
Jobs
Junior
2.8%
Middle
11.3%
Senior
43.7%
Staff
42.3%
| Level | Jobs | Median | Typical range |
|---|---|---|---|
| Junior | 2 | $105k | $75k – $135k |
| Middle | 8 | $96k | $76k – $156k |
| Senior | 31 | $111k | $6.4k – $189k |
| Staff | 30 | $111k | $9.3k – $179k |
Highest paying role
Solutions Engineer - Acquiring Partners
$220k
Normalized to USD per year
All salaries at Klarna
By role, level and city, against the market · 94 jobs with pay
Products
Kosma
Kosma is Klarna's open banking platform providing account connectivity across thousands of European and North American banks. Third-party fintechs use it for account verification, balance checks and transaction data.
klarna.com
Card
The Klarna Card is a physical and virtual payment card that brings the company's payment options to any merchant. Cardholders can choose to pay now or defer directly from the app after a purchase.
klarna.com
Pay in 4
Pay in 4 splits a purchase into four interest-free instalments charged to a card over six weeks. It is Klarna's best known consumer product and is offered at checkout across hundreds of thousands of merchants.
klarna.com
App
The Klarna app is a shopping companion with price tracking, delivery status, cashback and a browsable merchant catalogue. It also acts as the account interface where consumers manage their outstanding payments.
klarna.com
Checkout
Klarna Checkout is the merchant-side payment solution that bundles card, bank and deferred payment options into one flow. It handles risk assessment and settlement so retailers are paid up front regardless of the option a shopper chooses.
klarna.com
People
Sebastian Siemiatkowski
Co-Founder & Chief Executive Officer
Sebastian Siemiatkowski co-founded Klarna in 2005 and has led it as chief executive through its growth into a global payments group. He drove the company's shift to an AI-first operating model and its 2025 listing.
Niklas Adalberth
Co-Founder
Niklas Adalberth co-founded Klarna and served as its deputy chief executive during the early expansion years. He later left to focus on the impact foundation Norrsken.
Victor Jacobsson
Co-Founder
Victor Jacobsson co-founded Klarna and helped build its first credit and risk systems. He remains one of the company's largest individual shareholders.
Niclas Neglen
Chief Financial Officer
Niclas Neglen leads Klarna's finance function and steered the company through its public listing. He previously held senior finance roles in international payments and telecommunications.
Yaron Shaer
Executive Officer
Camilla Giesecke
Executive Officer
David Sykes
Executive Officer
David Sandstrom
Executive Officer
David Fock
Executive Officer
Mikael Walther
Director
Sarah Smith
Director
Lise Kaae
Director
Names and roles come from public filings, company registers and the company's own site. Is this you? Correct or remove · How we handle this data
Growth
Hiring Momentum
68/100
Growing
Open positions
98
12 opened / 4 closed in 30 days
Median time-to-fill
135 days
faster than 11% of the market
ATS activity
Every ~4 hours
Today
Hiring Dynamics
+100%
Hiring Focus
The percentage next to each role is its share of the company's job openings over the last 90 days; the arrow shows the shift versus the previous period.
Finance
29% ▼
Management
14% ▲
Data Science
12% ▼
Industrial Engineering
10% ▲
Analytics
7%
Security
5%
Actively hiring for Finance (+7 in 30 days)
Activity Timeline
New location: Copenhagen
Oct 2026
Added GA4 to stack
Sep 2026
Added Ruby to stack
Sep 2026
Added Swagger to stack
Sep 2026
Added Ruby on Rails to stack
Sep 2026
Added Postman to stack
Sep 2026
Added PHP to stack
Sep 2026
New location: Salt Lake City
Sep 2026
New location: Helsinki
Sep 2026
New location: Brussels
Sep 2026
Added Service Desk to stack
Sep 2026
Added OWASP to stack
Sep 2026
Offices
Where the company hires and what each office is for
Cities
16
Hiring now
16
Countries
13
Busiest office
Stockholm
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Headquarters
Builds here
Office with open vacancies
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Stockholm
Sweden
HQ
32 open roles 19 posted in 90 days 38% engineering 500-1000 est. staff $96k Avg Salary
hires for Data Science, Finance, Management
London
United Kingdom
Corporate office
27 open roles 21 posted in 90 days 33% engineering 500-1000 est. staff $132k Avg Salary
hires for Finance, Data Science, Management
Milan
Italy
Engineering / R&D
13 open roles 9 posted in 90 days 77% engineering 200-500 est. staff $90k Avg Salary
hires for Data Science, Security, Industrial Engineering
New York
United States
Corporate office
9 open roles 6 posted in 90 days 200-500 est. staff $152k Avg Salary
hires for Finance, Sales, HR
Columbus
United States
Corporate office
5 open roles 5 posted in 90 days 50-200 est. staff $121k Avg Salary
hires for Finance, Support, Legal
Warsaw
Poland
Regional office
4 open roles 3 posted in 90 days 50% engineering 50-200 est. staff $96k Avg Salary
hires for AI/ML, Security, Finance
Vienna
Austria
1 open roles 1 posted in 90 days 10-50 est. staff $88k Avg Salary
hires for Management
Paris
France
1 open roles 1 posted in 90 days 10-50 est. staff $78k Avg Salary
hires for Finance
Amsterdam
Netherlands
1 open roles 1 posted in 90 days 10-50 est. staff $88k Avg Salary
hires for Management
Munich
Germany
1 open roles 10-50 est. staff $119k Avg Salary
hires for Sales
Portland
United States
1 open roles 10-50 est. staff $177k Avg Salary
hires for Management
Helsinki
Finland
1 open roles 1 posted in 90 days 10-50 est. staff $86k Avg Salary
hires for Management
Salt Lake City
United States
1 open roles 1 posted in 90 days 100% engineering 10-50 est. staff
hires for Security
Brussels
Belgium
1 open roles 1 posted in 90 days 10-50 est. staff $89k Avg Salary
hires for Finance
Copenhagen
Denmark
1 open roles 1 posted in 90 days 10-50 est. staff $108k Avg Salary
hires for Finance
Sydney
Australia
1 open roles 1 posted in 90 days 10-50 est. staff $120k Avg Salary
hires for Legal
Earlier presence
Berlin, Germany
Athens, Greece
Jobs
$8.2k – $9.3k per year • In office • Full-Time • Milan
JavaScript
TypeScript
Node JS
Nest.JS
Databases
PostgreSQL
Frontend
React.js
DevOps
Terraform
AWS
Apply
Apply
$158k – $190k per year • In office • Full-Time • London
SQL
Apply
$83k – $94k per year • In office • Full-Time • Milan
Python
Databricks
Amazon Redshift
AI/ML
Spark
DevOps
Terraform
AWS
Amazon S3
IAM
Analytics
AWS Glue
Apply
$95k – $109k per year • In office • Full-Time • Stockholm
Python
Databricks
Amazon Redshift
AI/ML
Spark
DevOps
Terraform
AWS
Amazon S3
IAM
Analytics
AWS Glue
Apply
$193k – $220k per year • In office • Full-Time • New York
Python
JavaScript
PHP
Ruby
Ruby on Rails
Cybersecurity
PCI DSS
QA
Swagger
Postman
Apply
≈ $152k – $324k per year (Estimated) • In office • Full-Time • Salt Lake City
Incident Management
Apply
$122k – $155k per year • In office • Full-Time • 3+ years exp • Master's Degree • London
Python
SQL
pySpark
AI/ML
Spark
Scikit-learn
AI Agents
LightGBM
Anomaly Detection
Amazon SageMaker
DevOps
CI/CD
Jenkins
AWS
Docker
AWS Lambda
Amazon S3
Apply
$82k – $105k per year • In office • Full-Time • 3+ years exp • Master's Degree • Milan
Python
SQL
pySpark
AI/ML
Spark
Scikit-learn
AI Agents
LightGBM
Anomaly Detection
Amazon SageMaker
DevOps
CI/CD
Jenkins
AWS
Docker
AWS Lambda
Amazon S3
Apply
$88k – $112k per year • In office • Full-Time • 3+ years exp • Master's Degree • Stockholm
Python
SQL
pySpark
AI/ML
Spark
Scikit-learn
AI Agents
LightGBM
Anomaly Detection
Amazon SageMaker
DevOps
CI/CD
Jenkins
AWS
Docker
AWS Lambda
Amazon S3
Apply
$87k – $119k per year • In office • Full-Time • Warsaw
Python
JavaScript
Java
Node JS
AWS
Apply
$78k – $112k per year • In office • Full-Time • Stockholm
AWS
Incident Management
Cybersecurity
PCI DSS
GDPR
Apply
Financials
Est. Annual Revenue
$2.8B
2024
Total raised
$3.5B
Latest round
IPO
Funding rounds
4
Investors
4
Revenue
+23% YoY
Estimate
Low-high range
Modelled from public signals, not audited accounts - read it as an order of magnitude.
| Year | Estimate | Low | High |
|---|---|---|---|
| 2022 | $1.8B | $1.7B | $1.8B |
| 2023 | $2.3B | $2.3B | $2.3B |
| 2024 | $2.8B | $2.8B | $2.8B |
Funding rounds
| Round | Announced | Amount | Valuation |
|---|---|---|---|
| IPO | 2025 | $1.4B | $15.1B |
| Series E | 2022 | $800M | $6.7B |
| Series D | 2021 | $639M | $45.6B |
| Series C | 2020 | $650M | $10.7B |
Key Investors
Commonwealth Bank of Australia
Commonwealth Bank of Australia invested in Klarna and became its distribution partner in Australia and New Zealand. It held a significant minority stake ahead of the listing.
commbank.com.au
Silver Lake
Silver Lake co-led Klarna's 2020 financing and stayed on through the restructuring of its capital base. The firm focuses on large-scale technology investments.
silverlake.com
SoftBank Vision Fund
SoftBank's Vision Fund 2 led Klarna's 2021 round at a valuation of forty-five billion dollars. It remained a shareholder through the later down round.
visionfund.com
Sequoia Capital
Sequoia Capital has backed Klarna since 2010 and is its largest venture shareholder. The firm supported the company through every major financing up to the listing.
sequoiacap.com